Filing Flows › Atlantic American (AAME) › Q4 2025
Atlantic American (AAME) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Oct 16, 2026
Atlantic American (AAME) reported revenue of $51.3M for the fourth quarter 2025 (Q4 2025), +5% from a year earlier and -5% from the quarter before. Operating margin was 3.3%, net earnings $1.3M (2.6% of revenue).
Atlantic American, Q4 2025: revenue $51.3M (+5% year over year), operating margin 3.3%, net earnings $1.3M, operating cash flow $17.7M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $51.3M | -5% | +5% |
| Operating profit | $1.7M | +121% | -59% |
| Net earnings | $1.3M | +129% | -60% |
| Operating cash flow | $17.7M | +166% | +84% |
| Free cash flow | $17.7M | +167% | +86% |
What changed
Revenue was $51.3M in Q4 2025, up 5% year over year and down 5% from the previous quarter.
Operating profit was $1.7M, a 3.3% margin (down 5.2 points year over year). Operating profit fell $2.5M even though revenue rose $2.4M versus Q4 2024, so costs grew faster than sales. Total costs grew 11% against revenue growth of 5%. Net earnings were $1.3M, down 60% year over year. The effective tax rate was 22.3%.
Operating cash flow was $17.7M (up 84% year over year), 1337% of net earnings. Non-cash charges added back $161K of depreciation and amortization. Working capital and other items added $16.2M. Capital expenditures of $1K left free cash flow of $17.7M.
Questions
What was Atlantic American's revenue in the fourth quarter 2025?
Atlantic American (AAME) reported revenue of $51.3M for the fourth quarter 2025 (Q4 2025), +5% from a year earlier and -5% from the quarter before.
Was Atlantic American profitable in the fourth quarter 2025?
Operating profit was $1.7M (3.3% of revenue) and net earnings $1.3M.
Source: Atlantic American 10-K on SEC EDGAR.