Filing Flows › Ameris Bancorp (ABCB) › How it makes money
How Ameris Bancorp (ABCB) makes money
Ameris Bancorp (ABCB) made $322M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Net interest income brought in $258M (80%); Noninterest income brought in $64.2M (20%). Of every dollar of revenue, 47¢ was left as operating profit, 36¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $258M | 80.1% | +2% | +8% |
| Noninterest income | $64.2M | 19.9% | -13% | -16% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $322M | 100.0% |
| Operating profit | $151M | 46.8% |
| Income tax | $34.4M | 10.7% |
| Net earnings | $116M | 36.1% |
| Operating cash flow | $220M | 68.4% |
| Free cash flow | $214M | 66.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $322M | +2% |
From Ameris Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Ameris Bancorp make money?
Ameris Bancorp (ABCB) made $322M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Net interest income brought in $258M (80%); Noninterest income brought in $64.2M (20%). Of every dollar of revenue, 47¢ was left as operating profit, 36¢ was left as net earnings.
What is Ameris Bancorp's biggest business?
Net interest income: $258M in the third quarter 2026, 80% of revenue, +8% from a year earlier.
What is Ameris Bancorp's profit margin?
Net earnings were $116M, 36.1% of revenue, in the third quarter 2026; the operating margin was 46.8%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.