Filing Flows › Arch Capital Group (ACGL) › Q3 2026 › vs Q3 2025
Arch Capital Group (ACGL) Q3 2026 vs Q3 2025 (year over year)
Arch Capital Group's revenue fell $454M (-9%) from $5.1B in Q3 2025 to $4.7B in Q3 2026. Operating margin 25.5% against 29.4% (-3.9 pts).
Arch Capital Group, Q3 2026: revenue $4.7B (-9% year over year), operating margin 25.5%, net earnings $1.0B, operating cash flow $1.8B. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 25.5% | 29.4% | -3.9 pts |
| Net margin | 22.2% | 26.4% | -4.2 pts |
| Free cash flow margin | 37.6% | 42.6% | -5.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $4.7B | $5.1B | −$454M | -9% |
| Other income, net | $33.0M | $62.0M | −$29.0M | -47% |
| Operating profit | $1.2B | $1.5B | −$317M | -21% |
| Costs & expenses | $3.5B | $3.6B | −$137M | -4% |
| Pre-tax earnings | $1.2B | $1.6B | −$346M | -22% |
| General & admin | $22.0M | $49.0M | −$27.0M | -55% |
| Other operating costs | $3.4B | $3.6B | −$110M | -3% |
| Net earnings | $1.0B | $1.4B | −$315M | -23% |
| Income tax | $184M | $215M | −$31.0M | -14% |
| Share-based compensation | $20.0M | $25.0M | −$5.0M | -20% |
| Working capital & other | $704M | $811M | −$107M | -13% |
| Operating cash flow | $1.8B | $2.2B | −$427M | -20% |
| Free cash flow (OCF − capex) | $1.7B | $2.2B | −$426M | -20% |
| Capital expenditures | $11.0M | $12.0M | −$1.0M | -8% |
Questions
How much did Arch Capital Group's revenue grow year over year in Q3 2026?
Arch Capital Group's revenue fell $454M (-9%) from $5.1B in Q3 2025 to $4.7B in Q3 2026. Operating margin 25.5% against 29.4% (-3.9 pts).