Filing Flows › American Coastal Insurance (ACIC) › Q2 2026 › vs Q1 2026
American Coastal Insurance (ACIC) Q2 2026 vs Q1 2026 (quarter over quarter)
American Coastal Insurance's revenue rose $11.4M (+16%) from $71.2M in Q1 2026 to $82.6M in Q2 2026. Operating margin 34.4% against 35.9% (-1.4 pts).
American Coastal Insurance, Q2 2026: revenue $82.6M (-4% year over year), operating margin 34.4%, net earnings $21.9M, operating cash flow $58.5M. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 34.4% | 35.9% | -1.4 pts |
| Net margin | 26.5% | 27.0% | -0.5 pts |
| Free cash flow margin | 70.5% | -8.2% | +78.8 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $82.6M | $71.2M | $11.4M | +16% |
| Operating profit | $28.5M | $25.5M | $2.9M | +11% |
| Costs & expenses | $54.1M | $45.7M | $8.5M | +19% |
| Pre-tax earnings | $28.4M | $25.8M | $2.6M | +10% |
| General & admin | $10.3M | $10.7M | −$437K | -4% |
| Other operating costs | $43.9M | $35.0M | $8.9M | +25% |
| Net earnings | $21.9M | $19.3M | $2.6M | +14% |
| Income tax | $6.5M | $6.5M | $8K | +0.1% |
| Depreciation & amortization | $750K | $861K | −$111K | -13% |
| Share-based compensation | $1.7M | $1.1M | $584K | +52% |
| Working capital & other | $34.1M | −$27.0M | $61.1M | — |
| Operating cash flow | $58.5M | −$5.7M | $64.2M | — |
| Free cash flow (OCF − capex) | $58.3M | −$5.9M | $64.1M | — |
| Capital expenditures | $235K | $136K | $99K | +73% |
Questions
How much did American Coastal Insurance's revenue grow quarter over quarter in Q2 2026?
American Coastal Insurance's revenue rose $11.4M (+16%) from $71.2M in Q1 2026 to $82.6M in Q2 2026. Operating margin 34.4% against 35.9% (-1.4 pts).