Filing Flows › American Coastal Insurance (ACIC) › How it makes money
How American Coastal Insurance (ACIC) makes money
American Coastal Insurance (ACIC) made $70.7M of revenue in the third quarter 2026 (Q3 2026), -22% from a year earlier. Of every dollar of revenue, 37¢ was left as operating profit, 27¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $70.7M | 100.0% |
| Operating profit | $26.0M | 36.8% |
| Income tax | $6.6M | 9.3% |
| Net earnings | $19.4M | 27.4% |
| Operating cash flow | $64.6M | 91.3% |
| Free cash flow | $64.4M | 91.0% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $70.7M | -22% |
| Q2 2026 | $82.6M | -4% |
| Q1 2026 | $71.2M | -1% |
| Q4 2025 | $86.4M | +9% |
| Q3 2025 | $90.4M | +10% |
| Q2 2025 | $86.5M | +26% |
| Q1 2025 | $72.2M | +8% |
From American Coastal Insurance's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does American Coastal Insurance make money?
American Coastal Insurance (ACIC) made $70.7M of revenue in the third quarter 2026 (Q3 2026), -22% from a year earlier. Of every dollar of revenue, 37¢ was left as operating profit, 27¢ was left as net earnings.
What is American Coastal Insurance's profit margin?
Net earnings were $19.4M, 27.4% of revenue, in the third quarter 2026; the operating margin was 36.8%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.