Filing Flows › ACI Worldwide (ACIW) › Q2 2026
ACI Worldwide (ACIW) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
ACI Worldwide (ACIW) reported revenue of $430M for the second quarter 2026 (Q2 2026), +7% from a year earlier and +1% from the quarter before. Operating margin was 10.4%, net earnings $31.8M (7.4% of revenue).
ACI Worldwide, Q2 2026: revenue $430M (+7% year over year), operating margin 10.4%, net earnings $31.8M, operating cash flow $70.8M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $430M | +1% | +7% |
| Operating profit | $44.6M | -22% | +28% |
| Net earnings | $31.8M | -17% | +161% |
| Operating cash flow | $70.8M | +10% | +42% |
| Free cash flow | $63.9M | +4% | +34% |
What changed
Revenue was $430.4M in Q2 2026, up 7% year over year and up 1% from the previous quarter. Software as a service and platform as a service was the largest line at 66% of revenue. Software as a service and platform as a service added $13.5M year over year (up 5%), 46% of the total change.
Operating profit was $44.6M, a 10.4% margin (up 1.7 points year over year). Of the extra revenue versus Q2 2025, 34% reached operating profit, above the 9% margin then. Total costs grew 5% against revenue growth of 7%. The fastest-growing cost line was Other operating costs (+10%). Net earnings were $31.8M, up 161% year over year. The effective tax rate was 18.3%.
Operating cash flow was $70.8M (up 42% year over year), 223% of net earnings. Non-cash charges added back $23.9M of depreciation and amortization and $18.7M of share-based compensation. Working capital and other items used $3.6M. Capital expenditures of $6.9M left free cash flow of $63.9M.
Questions
What was ACI Worldwide's revenue in the second quarter 2026?
ACI Worldwide (ACIW) reported revenue of $430M for the second quarter 2026 (Q2 2026), +7% from a year earlier and +1% from the quarter before.
Was ACI Worldwide profitable in the second quarter 2026?
Operating profit was $44.6M (10.4% of revenue) and net earnings $31.8M.
Source: ACI Worldwide 10-Q on SEC EDGAR.