Filing Flows › ACI Worldwide (ACIW) › Q3 2026 › vs Q2 2026
ACI Worldwide (ACIW) Q3 2026 vs Q2 2026 (quarter over quarter)
ACI Worldwide's revenue fell $3.6M (-0.8%) from $430M in Q2 2026 to $427M in Q3 2026. The biggest changes: Software as a service and platform as a service −$26.4M (-9%); License +$26.0M (+38%); Services −$2.6M (-10%). Operating margin 12.3% against 10.4% (+1.9 pts).
ACI Worldwide, Q3 2026: revenue $427M (-12% year over year), operating margin 12.3%, net earnings $32.5M, operating cash flow $119M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 12.3% | 10.4% | +1.9 pts |
| Net margin | 7.6% | 7.4% | +0.2 pts |
| Free cash flow margin | 27.3% | 14.9% | +12.4 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Software as a service and platform as a service | $258M | $285M | −$26.4M | -9% |
| License | $94.8M | $68.8M | $26.0M | +38% |
| Maintenance | $51.0M | $51.6M | −$577K | -1% |
| Services | $22.7M | $25.3M | −$2.6M | -10% |
| Revenue | $427M | $430M | −$3.6M | -0.8% |
| Operating profit | $52.4M | $44.6M | $7.7M | +17% |
| Costs & expenses | $374M | $386M | −$11.3M | -3% |
| Pre-tax earnings | $42.2M | $38.9M | $3.3M | +8% |
| Other expense, net | $10.2M | $5.7M | $4.4M | +78% |
| Cost of revenue | $231M | $249M | −$17.4M | -7% |
| Sales & marketing | $29.6M | $30.6M | −$1.0M | -3% |
| General & admin | $41.7M | $34.5M | $7.2M | +21% |
| Other operating costs | $71.8M | $71.8M | −$52K | -0.1% |
| Net earnings | $32.5M | $31.8M | $731K | +2% |
| Income tax | $9.7M | $7.1M | $2.5M | +36% |
| Depreciation & amortization | $21.7M | $23.9M | −$2.3M | -10% |
| Share-based compensation | $18.4M | $18.7M | −$300K | -2% |
| Working capital & other | $46.5M | −$3.6M | $50.1M | — |
| Operating cash flow | $119M | $70.8M | $48.3M | +68% |
| Free cash flow (OCF − capex) | $116M | $63.9M | $52.4M | +82% |
| Capital expenditures | $2.7M | $6.9M | −$4.1M | -60% |
Questions
How much did ACI Worldwide's revenue grow quarter over quarter in Q3 2026?
ACI Worldwide's revenue fell $3.6M (-0.8%) from $430M in Q2 2026 to $427M in Q3 2026.
What drove ACI Worldwide's revenue change in Q3 2026?
Software as a service and platform as a service −$26.4M (-9%); License +$26.0M (+38%); Services −$2.6M (-10%).