Filing Flows › ACI Worldwide (ACIW) › Q4 2025
ACI Worldwide (ACIW) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 26, 2026
ACI Worldwide (ACIW) reported revenue of $482M for the fourth quarter 2025 (Q4 2025), +6% from a year earlier and -0.2% from the quarter before. Operating margin was 22.6%, net earnings $64.3M (13.4% of revenue).
ACI Worldwide, Q4 2025: revenue $482M (+6% year over year), operating margin 22.6%, net earnings $64.3M, operating cash flow $122M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $482M | -0.2% | +6% |
| Operating profit | $109M | -15% | -11% |
| Net earnings | $64.3M | -29% | -35% |
| Operating cash flow | $122M | +67% | -4% |
| Free cash flow | $117M | +67% | -2% |
What changed
Revenue was $481.6M in Q4 2025, up 6% year over year and roughly flat from the previous quarter. Software as a service and platform as a service was the largest line at 53% of revenue.
Operating profit was $108.8M, a 22.6% margin (down 4.4 points year over year). Operating profit fell $13.5M even though revenue rose $28.6M versus a year earlier, so costs grew faster than sales. Total costs grew 13% against revenue growth of 6%. The fastest-growing cost line was General & admin (+30%). Net earnings were $64.3M, down 35% year over year. The effective tax rate was 35.0%.
Operating cash flow was $121.8M (down 4% year over year), 189% of net earnings. Non-cash charges added back $24.7M of depreciation and amortization and $25.2M of share-based compensation. Working capital and other items added $7.5M. Capital expenditures of $5.2M left free cash flow of $116.6M.
Questions
What was ACI Worldwide's revenue in the fourth quarter 2025?
ACI Worldwide (ACIW) reported revenue of $482M for the fourth quarter 2025 (Q4 2025), +6% from a year earlier and -0.2% from the quarter before.
Was ACI Worldwide profitable in the fourth quarter 2025?
Operating profit was $109M (22.6% of revenue) and net earnings $64.3M.
Source: ACI Worldwide 10-K on SEC EDGAR.