Filing Flows › Acnb (ACNB) › Q2 2025
Acnb (ACNB) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 7, 2025
Acnb (ACNB) reported revenue of $50.3M for the second quarter 2025 (Q2 2025), +51% from a year earlier and +16% from the quarter before. Operating margin was 29.7%, net earnings $11.6M (23.2% of revenue).
Acnb, Q2 2025: revenue $50.3M (+51% year over year), operating margin 29.7%, net earnings $11.6M, operating cash flow $17.8M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $50.3M | +16% | +51% |
| Operating profit | $14.9M | — | +5% |
| Net earnings | $11.6M | — | +3% |
| Operating cash flow | $17.8M | — | +83% |
What changed
Revenue was $50.3M in Q2 2025, up 51% year over year and up 16% from the previous quarter.
Operating profit was $14.9M, a 29.7% margin (down 13.1 points year over year). Of the extra revenue versus a year earlier, 4% reached operating profit, below the 43% margin then. Total costs grew 86% against revenue growth of 51%. Net earnings were $11.6M, up 3% year over year. The effective tax rate was 21.9%.
Operating cash flow was $17.8M (up 83% year over year), 152% of net earnings. Non-cash charges added back $1.8M of depreciation and amortization and $276K of share-based compensation. Working capital and other items added $4.1M. Capital expenditures of −$185K left free cash flow of $17.9M.
Questions
What was Acnb's revenue in the second quarter 2025?
Acnb (ACNB) reported revenue of $50.3M for the second quarter 2025 (Q2 2025), +51% from a year earlier and +16% from the quarter before.
Was Acnb profitable in the second quarter 2025?
Operating profit was $14.9M (29.7% of revenue) and net earnings $11.6M.
Source: Acnb 10-Q on SEC EDGAR.