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Filing Flows › Acnb (ACNB) › Q3 2026 › vs Q3 2025

Acnb (ACNB) Q3 2026 vs Q3 2025 (year over year)

Acnb's revenue rose $3.1M (+6%) from $50.9M in Q3 2025 to $54.0M in Q3 2026. Operating margin 36.5% against 37.2% (-0.7 pts).

Acnb, Q3 2026: revenue $54.0M (+6% year over year), operating margin 36.5%, net earnings $15.7M, operating cash flow $47.1M. The chart draws each line against Q3 2025, the increases inside each band.

Acnb: what changed, Q3 2026 vs Q3 2025Acnb: what changed, Q3 2026 vs Q3 2025Operating cash flow$20.1MFree cash flow (OCF − capex)$20.1MWorking capital & other$19.8MCosts & expenses$2.3MNet earnings$857KOperating profit$768KPre-tax earnings$768KDepreciation & amortization−$210KIncome tax−$89KCapital expenditures$60K

Margins

Q3 2026Q3 2025Change
Operating margin36.5%37.2%-0.7 pts
Net margin29.1%29.2%-0.1 pts
Free cash flow margin86.3%52.1%+34.2 pts

Every line

LineQ3 2026Q3 2025Change%
Revenue$54.0M$50.9M$3.1M+6%
Operating profit$19.7M$18.9M$768K+4%
Costs & expenses$34.3M$32.0M$2.3M+7%
Pre-tax earnings$19.7M$18.9M$768K+4%
Net earnings$15.7M$14.9M$857K+6%
Income tax$4.0M$4.0M−$89K-2%
Depreciation & amortization$1.5M$1.8M−$210K-12%
Working capital & other$29.8M$10.0M$19.8M+198%
Operating cash flow$47.1M$26.9M$20.1M+75%
Free cash flow (OCF − capex)$46.6M$26.5M$20.1M+76%
Capital expenditures$490K$430K$60K+14%

Questions

How much did Acnb's revenue grow year over year in Q3 2026?

Acnb's revenue rose $3.1M (+6%) from $50.9M in Q3 2025 to $54.0M in Q3 2026. Operating margin 36.5% against 37.2% (-0.7 pts).

Q3 2026 results → · Compare in the interactive Sankey →