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How Acnb (ACNB) makes money
Acnb (ACNB) made $54.0M of revenue in the third quarter 2026 (Q3 2026), +6% from a year earlier. Of every dollar of revenue, 36¢ was left as operating profit, 29¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $54.0M | 100.0% |
| Operating profit | $19.7M | 36.5% |
| Income tax | $4.0M | 7.3% |
| Net earnings | $15.7M | 29.1% |
| Operating cash flow | $47.1M | 87.2% |
| Free cash flow | $46.6M | 86.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $54.0M | +6% |
| Q2 2026 | $52.5M | +4% |
| Q1 2026 | $50.5M | +16% |
| Q4 2025 | $47.2M | +42% |
| Q3 2025 | $50.9M | +49% |
| Q2 2025 | $50.3M | +51% |
| Q1 2025 | $43.5M | +37% |
From Acnb's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does Acnb make money?
Acnb (ACNB) made $54.0M of revenue in the third quarter 2026 (Q3 2026), +6% from a year earlier. Of every dollar of revenue, 36¢ was left as operating profit, 29¢ was left as net earnings.
What is Acnb's profit margin?
Net earnings were $15.7M, 29.1% of revenue, in the third quarter 2026; the operating margin was 36.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.