Filing Flows › Aflac (AFL) › Q1 2025
Aflac (AFL) Q1 2025 earnings results (first quarter 2025)
10-Q filed May 7, 2025
Aflac (AFL) reported revenue of $3.4B for the first quarter 2025 (Q1 2025), -37% from a year earlier and -37% from the quarter before. Operating margin was 4.3%, net earnings $29.0M (0.9% of revenue).
Aflac, Q1 2025: revenue $3.4B (-38% year over year), operating margin 4.3%, net earnings $29.0M, operating cash flow $589M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $3.4B | -37% | -37% |
| Operating profit | $145M | -93% | -93% |
| Net earnings | $29.0M | -98% | -98% |
| Operating cash flow | $589M | +77% | -31% |
What changed
Revenue was $3.4B in Q1 2025, down 37% year over year and down 37% from the previous quarter.
Operating profit was $0.14B, a 4.3% margin (down 35.7 points year over year). Total costs fell 0% while revenue fell 37%. Net earnings were $0.03B, down 98% year over year. The effective tax rate was 80.0%.
Operating cash flow was $0.59B (down 31% year over year), 2031% of net earnings. Working capital and other items added $0.56B.
Questions
What was Aflac's revenue in the first quarter 2025?
Aflac (AFL) reported revenue of $3.4B for the first quarter 2025 (Q1 2025), -37% from a year earlier and -37% from the quarter before.
Was Aflac profitable in the first quarter 2025?
Operating profit was $145M (4.3% of revenue) and net earnings $29.0M.
Source: Aflac 10-Q on SEC EDGAR.