Filing Flows › AI Financial (AIFC) › Q4 2025
AI Financial (AIFC) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Apr 13, 2026
AI Financial (AIFC) reported revenue of $5.4M for the fourth quarter 2025 (Q4 2025), -0.9% from a year earlier and -29% from the quarter before. Operating margin was -48.1%.
AI Financial, Q4 2025: revenue $5.4M (-0.9% year over year), operating margin -48.1%, net loss $381M, operating cash flow $8.3M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $5.4M | -29% | -0.9% |
| Operating profit | −$2.6M | — | — |
| Net earnings | −$381M | -878% | — |
| Operating cash flow | $8.3M | — | — |
What changed
Revenue was $5.4M in Q4 2025, down 1% year over year and down 29% from the previous quarter.
Gross margin was 40.9%, up 0.5 points from Q4 2024. Operating costs exceeded revenue by $2.6M, an operating margin of -48.1%. Operating expenses fell 0% while revenue fell 1%. The quarter ended with a net loss of $380.9M, after a profit of $49.0M the previous quarter. Net interest and other expense of $476.4M was the main reason.
Operating cash flow was $8.3M. Non-cash charges added back $883K of depreciation and amortization. Working capital and other items added $388.3M. Capital expenditures of −$5K left free cash flow of $8.3M.
Questions
What was AI Financial's revenue in the fourth quarter 2025?
AI Financial (AIFC) reported revenue of $5.4M for the fourth quarter 2025 (Q4 2025), -0.9% from a year earlier and -29% from the quarter before.
Was AI Financial profitable in the fourth quarter 2025?
Operating loss was $2.6M (-48.1% of revenue) and net loss $381M.
Source: AI Financial 10-K on SEC EDGAR.