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Assurant (AIZ) earnings and revenue breakdown

Latest: Q3 2026 · 10-Q filed Nov 5, 2026 · Assurant (AIZ) Q3 2026 earnings results →

Q3 2026 Revenue up 9% year over year to $3.5B · 8¢ of every $1 of revenue kept as net profit · operating margin 9.9%

Assurant made $3.5B in Q3 2026 (+9% Y/Y). Operating margin 9.9%, net earnings $275M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 5, 2026.

Revenue$3.5B

Year over year+9%

Operating margin9.9%

Net earnings$275M

Operating cash flow$686M

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $3.5B in Q3 2026, up 9% year over year and up 2% from the previous quarter.

Operating profit was $0.35B, a 9.9% margin (down 0.3 points year over year). Of the extra revenue versus a year earlier, 6% reached operating profit, below the 10% margin then. Total costs grew 10% against revenue growth of 9%. Net earnings were $0.28B, up 4% year over year. The effective tax rate was 21.5%.

Operating cash flow was $0.69B (up 36% year over year), 249% of net earnings. Non-cash charges added back $0.07B of depreciation and amortization and $0.03B of share-based compensation. Working capital and other items added $0.31B. Capital expenditures of $0.07B left free cash flow of $0.62B.

Quarterly history

Quarter	Form	Filed	Revenue	Y/Y	Op. margin	Net earnings	Op. cash flow
Q3 2026	10-Q	Nov 5, 2026	$3.5B	+9%	9.9%	$275M	$686M
Q2 2026	10-Q	Aug 6, 2026	$3.5B	+9%	10.9%	$299M	$454M

Charts

From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.

Latest (Q3 2026): Net income $275M, Operating cash flow $686M.

-19.1% since FY2020: buybacks shrank the count.