Filing Flows › Amalgamated Financial (AMAL) › Q3 2026 › vs Q3 2025
Amalgamated Financial (AMAL) Q3 2026 vs Q3 2025 (year over year)
Amalgamated Financial's revenue rose $16.1M (+19%) from $85.6M in Q3 2025 to $102M in Q3 2026. The biggest changes: Net interest income +$11.5M (+15%); Noninterest income +$4.6M (+51%). Operating margin 48.4% against 42.9% (+5.5 pts).
Amalgamated Financial, Q3 2026: revenue $102M (+19% year over year), operating margin 48.4%, net earnings $36.4M, operating cash flow $41.4M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 48.4% | 42.9% | +5.5 pts |
| Net margin | 35.8% | 31.3% | +4.5 pts |
| Free cash flow margin | 32.5% | 44.7% | -12.3 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $87.9M | $76.4M | $11.5M | +15% |
| Noninterest income | $13.8M | $9.2M | $4.6M | +51% |
| Revenue | $102M | $85.6M | $16.1M | +19% |
| Operating profit | $49.2M | $36.7M | $12.5M | +34% |
| Costs & expenses | $52.5M | $48.9M | $3.6M | +7% |
| Pre-tax earnings | $49.2M | $36.7M | $12.5M | +34% |
| Noninterest expense | $48.9M | $43.6M | $5.3M | +12% |
| Other operating costs | $3.6M | $5.3M | −$1.7M | -32% |
| Net earnings | $36.4M | $26.8M | $9.6M | +36% |
| Income tax | $12.8M | $9.9M | $2.9M | +29% |
| Share-based compensation | $1.9M | $1.8M | $101K | +6% |
| Working capital & other | $3.1M | $10.8M | −$7.7M | -71% |
| Operating cash flow | $41.4M | $39.5M | $1.9M | +5% |
| Free cash flow (OCF − capex) | $33.0M | $38.3M | −$5.3M | -14% |
| Capital expenditures | $8.4M | $1.2M | $7.2M | +602% |
Questions
How much did Amalgamated Financial's revenue grow year over year in Q3 2026?
Amalgamated Financial's revenue rose $16.1M (+19%) from $85.6M in Q3 2025 to $102M in Q3 2026.
What drove Amalgamated Financial's revenue change in Q3 2026?
Net interest income +$11.5M (+15%); Noninterest income +$4.6M (+51%).