Filing Flows › Amalgamated Financial (AMAL) › How it makes money
How Amalgamated Financial (AMAL) makes money
Amalgamated Financial (AMAL) made $102M of revenue in the third quarter 2026 (Q3 2026), +19% from a year earlier. Net interest income brought in $87.9M (86%); Noninterest income brought in $13.8M (14%). Of every dollar of revenue, 48¢ was left as operating profit, 36¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $87.9M | 86.4% | +2% | +15% |
| Noninterest income | $13.8M | 13.6% | +12% | +51% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $102M | 100.0% |
| Operating profit | $49.2M | 48.4% |
| Income tax | $12.8M | 12.6% |
| Net earnings | $36.4M | 35.8% |
| Operating cash flow | $41.4M | 40.7% |
| Free cash flow | $33.0M | 32.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $102M | +19% |
From Amalgamated Financial's 10-Q filed Nov 3, 2026 (on EDGAR).
Questions
How does Amalgamated Financial make money?
Amalgamated Financial (AMAL) made $102M of revenue in the third quarter 2026 (Q3 2026), +19% from a year earlier. Net interest income brought in $87.9M (86%); Noninterest income brought in $13.8M (14%). Of every dollar of revenue, 48¢ was left as operating profit, 36¢ was left as net earnings.
What is Amalgamated Financial's biggest business?
Net interest income: $87.9M in the third quarter 2026, 86% of revenue, +15% from a year earlier.
What is Amalgamated Financial's profit margin?
Net earnings were $36.4M, 35.8% of revenue, in the third quarter 2026; the operating margin was 48.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.