Filing Flows › Amerant Bancorp (AMTB) › Q3 2026
Amerant Bancorp (AMTB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Amerant Bancorp (AMTB) reported revenue of $109M for the third quarter 2026 (Q3 2026), -2% from a year earlier and +8% from the quarter before. Operating margin was 30.8%, net earnings $25.7M (23.6% of revenue).
Amerant Bancorp, Q3 2026: revenue $109M (-2% year over year), operating margin 30.8%, net earnings $25.7M, operating cash flow $57.5M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $109M | +8% | -2% |
| Operating profit | $33.5M | +24% | +76% |
| Net earnings | $25.7M | +22% | +74% |
| Operating cash flow | $57.5M | +46% | +153% |
| Free cash flow | $56.4M | +43% | +138% |
What changed
Revenue was $108.8M in Q3 2026, down 2% year over year and up 8% from the previous quarter. Net interest income was the largest line at 83% of revenue. Net interest income lost $3.7M year over year (down 4%), 140% of the total change.
Operating profit was $33.5M, a 30.8% margin (up 13.7 points year over year). Total costs fell 19% while revenue fell 2%. Net earnings were $25.7M, up 74% year over year. The effective tax rate was 23.2%.
Operating cash flow was $57.5M (up 153% year over year), 224% of net earnings. Non-cash charges added back $1.4M of depreciation and amortization and $1.5M of share-based compensation. Working capital and other items added $28.8M. Capital expenditures of $1.1M left free cash flow of $56.4M.
Questions
What was Amerant Bancorp's revenue in the third quarter 2026?
Amerant Bancorp (AMTB) reported revenue of $109M for the third quarter 2026 (Q3 2026), -2% from a year earlier and +8% from the quarter before.
Was Amerant Bancorp profitable in the third quarter 2026?
Operating profit was $33.5M (30.8% of revenue) and net earnings $25.7M.
Source: Amerant Bancorp 10-Q on SEC EDGAR.