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AppTech Payments (APCX) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 14, 2026

AppTech Payments (APCX) reported revenue of $1.7M for the second quarter 2026 (Q2 2026), +469% from a year earlier and +14% from the quarter before. Operating margin was -53.6%, net loss $1.0M (61.1% of revenue).

Revenue$1.7M
Year over year+469%
Quarter over quarter+14%
Operating margin-53.6%
Net earnings−$1.0M

AppTech Payments, Q2 2026: revenue $1.7M (+469% year over year), operating margin -53.6%, net loss $1.0M, operating cash flow −$776K. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$1.7M+14%+469%
Operating profit−$888K——
Net earnings−$1.0M——
Operating cash flow−$776K——

What changed

Revenue was $1.7M in Q2 2026, up 469% year over year and up 14% from the previous quarter.

Gross margin was 53.4%, down 9.8 points from Q2 2025. Operating costs exceeded revenue by $888K, an operating margin of -53.6%. Operating expenses fell 14% while revenue rose 469%. The fastest-growing cost line was SG&A (+25%). The quarter ended with a net loss of $1.0M, narrower than the previous quarter's $3.3M loss.

Operating cash flow was −$776K. Non-cash charges added back $14K of share-based compensation. Working capital and other items added $222K.

Questions

What was AppTech Payments' revenue in the second quarter 2026?

AppTech Payments (APCX) reported revenue of $1.7M for the second quarter 2026 (Q2 2026), +469% from a year earlier and +14% from the quarter before.

Was AppTech Payments profitable in the second quarter 2026?

Operating loss was $888K (-53.6% of revenue) and net loss $1.0M.

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Source: AppTech Payments 10-Q on SEC EDGAR.