Filing Flows › Companies › Ategrity Specialty Insurance › Cash flow
Ategrity Specialty Insurance cash flow, quarter by quarter
Latest: Q3 2026 · from the cash-flow statements filed with the SEC
Free cash flow$72.5M in Q3 2026 · $206M over twelve months
Analysis
In Q3 2026, Ategrity Specialty Insurance generated $73.7M of operating cash flow and spent $1.3M on capital projects, leaving free cash flow of $72.5M. That is $32.5M more than in Q3 2025 ($40.0M).
Over the twelve months to Sep 30, 2026, operating cash flow was $210M; the largest uses were other investing ($220M), other financing ($6.2M), capital spending ($4.3M); the cash balance fell by $20.7M.
Operating cash flow was $73.7M against net income of $11.0M — 6.7× profit, cash ran ahead of reported earnings. The largest differences: gains on investments +$17.2M, depreciation & amortization +$333K, stock-based pay +$216K.
Free cash flow
Cash runway and the debt wall
Ategrity Specialty Insurance funds itself: free cash flow was $206M over the last twelve months, with $13.6M of cash and investments and no debt on the balance sheet.
Where the cash came from and went
From profit to cash
Every quarter
| Quarter | Operating cash flow | Capital spending | Shares issued | Cash drawn (+) / kept (−) | Free cash flow |
|---|---|---|---|---|---|
| Q3 2026 | $73.7M | −$1.3M | — | $19.7M | $72.5M |
| Q2 2026 | $38.9M | −$900K | — | $14.2M | $38.0M |
| Q1 2026 | $42.0M | −$899K | — | −$17.8M | $41.1M |
| Q4 2025 | $55.3M | −$1.2M | — | $4.6M | $54.1M |
| Q3 2025 | $41.1M | −$1.1M | — | −$10.8M | $40.0M |
| Q2 2025 | $29.8M | −$4.1M | $102M | $15.4M | $25.7M |
| Q1 2025 | $21.0M | −$25K | $20.0M | −$12.4M | $20.9M |
| Q4 2024 | $34.7M | — | — | $97.6M | $34.7M |
Ategrity Specialty Insurance: income statement and cash flow
Ategrity Specialty Insurance, Q3 2026: revenue $126M (+8% year over year), operating margin 11.6%. The chart follows the revenue to costs, profit and cash.
Ategrity Specialty Insurance: every quarter, Q/Q and Y/Y → Open in the app
Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.