Filing Flows › Ameriserv Financial (ASRV) › Q2 2025
Ameriserv Financial (ASRV) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 11, 2025
Ameriserv Financial (ASRV) reported revenue of $14.5M for the second quarter 2025 (Q2 2025), +9% from a year earlier and +3% from the quarter before. Operating margin was -2.4%, net loss $282K (1.9% of revenue).
Ameriserv Financial, Q2 2025: revenue $14.5M (+9% year over year), operating margin -2.4%, net loss $282K, operating cash flow −$62K. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $14.5M | +3% | +9% |
| Operating profit | −$352K | -115% | — |
| Net earnings | −$282K | -115% | — |
| Operating cash flow | −$62K | -110% | — |
What changed
Revenue was $14.5M in Q2 2025, up 9% year over year and up 3% from the previous quarter. Wealth management fees was the largest line at 19% of revenue. Other added $32K year over year (up 6%), 3% of the total change. Wealth management fees declined 9%.
Operating costs exceeded revenue by $352K, an operating margin of -2.4%. Total costs grew 8% against revenue growth of 9%. The fastest-growing cost line was Credit loss provision (+622%). The quarter ended with a net loss of $282K, after a profit of $1.9M the previous quarter.
Operating cash flow was −$62K. Working capital and other items added $220K.
Questions
What was Ameriserv Financial's revenue in the second quarter 2025?
Ameriserv Financial (ASRV) reported revenue of $14.5M for the second quarter 2025 (Q2 2025), +9% from a year earlier and +3% from the quarter before.
Was Ameriserv Financial profitable in the second quarter 2025?
Operating loss was $352K (-2.4% of revenue) and net loss $282K.