Filing Flows › Atlanticus Holdings (ATLC) › Q2 2026
Atlanticus Holdings (ATLC) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
Atlanticus Holdings (ATLC) reported revenue of $744M for the second quarter 2026 (Q2 2026), +89% from a year earlier and +10% from the quarter before. Operating margin was 8.9%, net earnings $49.7M (6.7% of revenue).
Atlanticus Holdings, Q2 2026: revenue $744M (+89% year over year), operating margin 8.9%, net earnings $49.7M, operating cash flow $277M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $744M | +10% | +89% |
| Operating profit | $66.0M | +12% | +64% |
| Net earnings | $49.7M | +12% | +64% |
| Operating cash flow | $277M | -3% | +109% |
What changed
Revenue was $744.3M in Q2 2026, up 89% year over year and up 10% from the previous quarter.
Operating profit was $66.0M, a 8.9% margin (down 1.3 points year over year). Of the extra revenue versus Q2 2025, 7% reached operating profit, below the 10% margin then. Total costs grew 92% against revenue growth of 89%. The fastest-growing cost line was Other operating costs (+94%). Net earnings were $49.7M, up 63% year over year. The effective tax rate was 24.7%.
Operating cash flow was $276.9M (up 109% year over year), 557% of net earnings. Non-cash charges added back $5.1M of depreciation and amortization and $2.8M of share-based compensation. Working capital and other items added $219.3M.
Questions
What was Atlanticus Holdings' revenue in the second quarter 2026?
Atlanticus Holdings (ATLC) reported revenue of $744M for the second quarter 2026 (Q2 2026), +89% from a year earlier and +10% from the quarter before.
Was Atlanticus Holdings profitable in the second quarter 2026?
Operating profit was $66.0M (8.9% of revenue) and net earnings $49.7M.