Filing Flows › Atlanticus Holdings (ATLC) › Q3 2026 › vs Q3 2025
Atlanticus Holdings (ATLC) Q3 2026 vs Q3 2025 (year over year)
Atlanticus Holdings's revenue rose $291M (+60%) from $485M in Q3 2025 to $776M in Q3 2026. Operating margin 15.6% against 6.5% (+9.0 pts).
Atlanticus Holdings, Q3 2026: revenue $776M (+60% year over year), operating margin 15.6%, net earnings $95.4M, operating cash flow $253M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 15.6% | 6.5% | +9.0 pts |
| Net margin | 12.3% | 5.1% | +7.2 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $776M | $485M | $291M | +60% |
| Operating profit | $121M | $31.7M | $89.0M | +281% |
| Costs & expenses | $655M | $453M | $202M | +45% |
| Pre-tax earnings | $121M | $31.7M | $89.0M | +281% |
| Cost of revenue | $58.1M | $35.8M | $22.3M | +62% |
| Sales & marketing | $57.5M | $35.2M | $22.2M | +63% |
| Other operating costs | $540M | $382M | $158M | +41% |
| Net earnings | $95.4M | $24.6M | $70.8M | +288% |
| Income tax | $25.2M | $7.1M | $18.2M | +257% |
| Depreciation & amortization | $4.5M | $1.9M | $2.6M | +136% |
| Share-based compensation | $2.4M | $920K | $1.5M | +164% |
| Working capital & other | $151M | $80.0M | $70.8M | +89% |
| Operating cash flow | $253M | $107M | $146M | +136% |
Questions
How much did Atlanticus Holdings's revenue grow year over year in Q3 2026?
Atlanticus Holdings's revenue rose $291M (+60%) from $485M in Q3 2025 to $776M in Q3 2026. Operating margin 15.6% against 6.5% (+9.0 pts).