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How Atlanticus Holdings (ATLC) makes money

Atlanticus Holdings (ATLC) made $776M of revenue in the third quarter 2026 (Q3 2026), +60% from a year earlier. Of every dollar of revenue, 16¢ was left as operating profit, 12¢ was left as net earnings.

Drawing the Sankey…

Atlanticus Holdings revenue by quarterAtlanticus Holdings revenue by quarter$345MQ1 2025$394MQ2 2025$495MQ3 2025$734MQ4 2025$680MQ1 2026$744MQ2 2026$776MQ3 2026
Atlanticus Holdings: where each dollar of revenue goesAtlanticus Holdings: where each dollar of revenue goesOperating profit16¢Income tax3¢Net earnings12¢Operating cash flow33¢

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$776M100.0%
Operating profit$121M15.6%
Income tax$25.2M3.3%
Net earnings$95.4M12.3%
Operating cash flow$253M32.6%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$776M+60%
Q2 2026$744M+89%
Q1 2026$680M+97%
Q4 2025$734M+108%
Q3 2025$495M+41%
Q2 2025$394M+25%
Q1 2025$345M+19%

From Atlanticus Holdings' 10-Q filed Nov 5, 2026 (on EDGAR).

Questions

How does Atlanticus Holdings make money?

Atlanticus Holdings (ATLC) made $776M of revenue in the third quarter 2026 (Q3 2026), +60% from a year earlier. Of every dollar of revenue, 16¢ was left as operating profit, 12¢ was left as net earnings.

What is Atlanticus Holdings' profit margin?

Net earnings were $95.4M, 12.3% of revenue, in the third quarter 2026; the operating margin was 15.6%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.