Filing Flows › Ames National (ATLO) › How it makes money
How Ames National (ATLO) makes money
Ames National (ATLO) made $20.4M of revenue in the third quarter 2026 (Q3 2026), +23% from a year earlier. Net interest income brought in $17.0M (83%); Noninterest income brought in $3.5M (17%). Of every dollar of revenue, 45¢ was left as operating profit, 35¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $17.0M | 83.0% | +4% | +21% |
| Noninterest income | $3.5M | 17.0% | +28% | +37% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $20.4M | 100.0% |
| Operating profit | $9.1M | 44.7% |
| Income tax | $2.1M | 10.2% |
| Net earnings | $7.0M | 34.5% |
| Operating cash flow | $5.1M | 25.2% |
| Free cash flow | $4.0M | 19.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $20.4M | +23% |
From Ames National's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Ames National make money?
Ames National (ATLO) made $20.4M of revenue in the third quarter 2026 (Q3 2026), +23% from a year earlier. Net interest income brought in $17.0M (83%); Noninterest income brought in $3.5M (17%). Of every dollar of revenue, 45¢ was left as operating profit, 35¢ was left as net earnings.
What is Ames National's biggest business?
Net interest income: $17.0M in the third quarter 2026, 83% of revenue, +21% from a year earlier.
What is Ames National's profit margin?
Net earnings were $7.0M, 34.5% of revenue, in the third quarter 2026; the operating margin was 44.7%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.