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Auburn National Bancorporation cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$4.0M in Q3 2026 · $10.6M over twelve months

Operating cash flow$4.0M
Free cash flow+$4.0M
Cash / net income1.6×

Analysis

In Q3 2026, Auburn National Bancorporation generated $4.0M of operating cash flow. That is $123K less than in Q3 2025 ($4.1M).

Over the twelve months to Sep 30, 2026, operating cash flow was $11.5M; the largest uses were other investing ($83.0M), capital spending ($903K); besides operations, cash came from other financing ($1.9M); the cash balance fell by $70.5M.

Operating cash flow was $4.0M against net income of $2.5M — 1.6× profit, cash ran ahead of reported earnings. The largest differences: prepaid and other assets −$181K, stock-based pay +$17K.

Free cash flow

Auburn National Bancorporation: free cash flow by quarterAuburn National Bancorporation: free cash flow by quarter$2.8MQ4 2024$2.6MQ1 2025$2.1MQ2 2025$4.1MQ3 2025$2.9MQ4 2025$2.5MQ1 2026$1.5MQ2 2026$4.0MQ3 2026
Operating cash flow less capital spending.
Auburn National Bancorporation: operating cash flow against capital spendingAuburn National Bancorporation: operating cash flow against capital spendingOperating cash flowCapital spending$2.8M$0Q4 2024$2.6M$0Q1 2025$2.1M$0Q2 2025$4.1M$0Q3 2025$3.5M$640KQ4 2025$2.5M$0Q1 2026$1.5M$0Q2 2026$4.0M$0Q3 2026
Latest (Q3 2026): Operating cash flow $4.0M, Capital spending $0.

Capital allocation, year by year

Auburn National Bancorporation: where the cash came from (up) and went (down), by fiscal yearAuburn National Bancorporation: where the cash came from (up) and went (down), by fiscal yearOperating cash flowAsset salesCapital spendingBuybacksDividendsFY2021: Operating cash flow $12.3MFY2021: Capital spending −$20.2MFY2021: Buybacks −$1.6MFY2021: Dividends −$3.7M$12.3MFY2021FY2022: Operating cash flow $11.0MFY2022: Asset sales $4.2MFY2022: Capital spending −$7.0MFY2022: Buybacks −$504KFY2022: Dividends −$3.7M$15.2MFY2022FY2023: Operating cash flow $11.9MFY2023: Capital spending −$418KFY2023: Buybacks −$229KFY2023: Dividends −$3.8M$11.9MFY2023FY2024: Operating cash flow $10.8MFY2024: Capital spending −$2.1MFY2024: Dividends −$3.8M$10.8MFY2024FY2025: Operating cash flow $12.3MFY2025: Capital spending −$1.5MFY2025: Dividends −$3.8M$12.3MFY2025
Over these 5 years operating cash flow totalled $58.4M; the largest uses were capital spending ($31.2M) and dividends ($18.7M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$212M
Debtnone
Net cash$212M

Auburn National Bancorporation funds itself: free cash flow was $10.6M over the last twelve months, with $212M of cash and investments and no debt on the balance sheet.

Where the cash came from and went

Auburn National Bancorporation: sources (+) and uses (−) of cash, Q3 2026Auburn National Bancorporation: sources (+) and uses (−) of cash, Q3 2026Cash drawn (+) / kept (−)$139MOther investing−$77.1MOther financing−$65.9MOperating cash flow$4.0MBuybacks−$195K
Auburn National Bancorporation: sources (+) and uses (−) of cash, TTM to Q3 2026Auburn National Bancorporation: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$83.0MCash drawn (+) / kept (−)$70.5MOperating cash flow$11.5MOther financing$1.9MCapital spending−$903K

From profit to cash

Auburn National Bancorporation: net income to operating cash flow, Q3 2026Auburn National Bancorporation: net income to operating cash flow, Q3 2026Net income$2.5MStock-based pay$17KPrepaid and other assets−$181KOperating cash flow$4.0M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsCash drawn (+) / kept (−)Free cash flow
Q3 2026$4.0M—−$195K—$139M$4.0M
Q2 2026$1.5M——−$942K−$65.5M$1.5M
Q1 2026$2.5M——−$943K$1.7M$2.5M
Q4 2025$3.5M−$640K—−$944K−$4.9M$2.9M
Q3 2025$4.1M——−$943K$9.2M$4.1M
Q2 2025$2.1M——−$943K−$33.5M$2.1M
Q1 2025$2.6M——−$943K−$25.3M$2.6M
Q4 2024$2.8M——−$943K−$3.5M$2.8M

Auburn National Bancorporation: income statement and cash flow

Auburn National Bancorporation, Q3 2026: revenue $9.0M (+7% year over year), operating margin 35.0%. The chart follows the revenue to costs, profit and cash.

Auburn National Bancorporation: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.