Filing Flows › Auburn National Bancorporation (AUBN) › Q3 2026
Auburn National Bancorporation (AUBN) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Auburn National Bancorporation (AUBN) reported revenue of $9.0M for the third quarter 2026 (Q3 2026), +7% from a year earlier and +3% from the quarter before. Operating margin was 35.0%, net earnings $2.5M (28.1% of revenue).
Auburn National Bancorporation, Q3 2026: revenue $9.0M (+7% year over year), operating margin 35.0%, net earnings $2.5M, operating cash flow $4.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $9.0M | +3% | +7% |
| Operating profit | $3.1M | +8% | +10% |
| Net earnings | $2.5M | +10% | +13% |
| Operating cash flow | $4.0M | +162% | -3% |
What changed
Revenue was $9.0M in Q3 2026, up 7% year over year and up 3% from the previous quarter. Net interest income was the largest line at 89% of revenue. Net interest income added $442K year over year (up 6%), 75% of the total change.
Operating profit was $3.1M, a 35.0% margin (up 1.1 points year over year). Of the extra revenue versus Q3 2025, 50% reached operating profit, above the 34% margin then. Total costs grew 5% against revenue growth of 7%. Net earnings were $2.5M, up 13% year over year. The effective tax rate was 19.8%.
Operating cash flow was $4.0M (down 3% year over year), 157% of net earnings. Non-cash charges added back $17K of share-based compensation. Working capital and other items added $1.4M.
Questions
What was Auburn National Bancorporation's revenue in the third quarter 2026?
Auburn National Bancorporation (AUBN) reported revenue of $9.0M for the third quarter 2026 (Q3 2026), +7% from a year earlier and +3% from the quarter before.
Was Auburn National Bancorporation profitable in the third quarter 2026?
Operating profit was $3.1M (35.0% of revenue) and net earnings $2.5M.