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Bank of America (BAC) guidance and outlook
Bank of America's 10-Q filed Oct 30, 2026 makes 7 forward-looking statements, 0 of them new and 1 no longer said since the filing before.
Guidance and outlook
Forward-looking statements, 10-Q filed Oct 30, 2026
- Our primary liquidity risk management objective is to meet expected or unexpected cash flow and collateral requirements, including payments under long-term debt agreements, commitments to extend credit and customer deposit withdrawals, while continuing to support our businesses and customers under a range of economic conditions.
- To achieve that objective, we analyze and monitor our liquidity risk under expected and stressed conditions, maintain liquidity and access to diverse funding sources, including our stable deposit base, and seek to align liquidity-related incentives and risks.
- We manage our liquidity position through line of business and ALM activities, as well as through our legal entity funding strategy, on both a forward and current (including intraday) basis under both expected and stressed conditions.
- We have transferred, and agreed to transfer, additional Parent assets not required to satisfy anticipated near-term expenditures to NB Holdings.
- We believe, however, that a portion of such borrowings will remain outstanding beyond the earliest put or redemption date.
- Table 40 presents the spot and 12-month forward rates used in developing the forward curve used in our baseline forecasts at September 30, 2026 and December 31, 2025.
- We determine whether loans will be held for investment or held for sale at the time of commitment and manage credit and liquidity risks by selling or securitizing a portion of the loans we originate.
Bank of America's latest quarter
Bank of America, Q3 2026: revenue $30.0B (+3% year over year), operating margin 29.9%, net earnings $6.9B, operating cash flow −$6.5B. The chart follows the revenue to costs, profit and cash.
Questions
What does Bank of America expect?
Our primary liquidity risk management objective is to meet expected or unexpected cash flow and collateral requirements, including payments under long-term debt agreements, commitments to extend credit and customer deposit withdrawals, while continuing to support our businesses and customers under a range of economic conditions. To achieve that objective, we analyze and monitor our liquidity risk under expected and stressed conditions, maintain liquidity and access to diverse funding sources, including our stable deposit base, and seek to align liquidity-related incentives and risks. We manage
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.