Filing Flows › Bank of America (BAC) › Q3 2025
Bank of America (BAC) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 31, 2025
Bank of America (BAC) reported revenue of $29.0B for the third quarter 2025 (Q3 2025), +15% from a year earlier and +6% from the quarter before. Operating margin was 32.1%, net earnings $8.3B (28.7% of revenue).
Bank of America, Q3 2025: revenue $29.0B (+15% year over year), operating margin 32.1%, net earnings $8.3B, operating cash flow $46.9B. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $29.0B | +6% | +15% |
| Operating profit | $9.3B | +20% | +27% |
| Net earnings | $8.3B | +16% | +21% |
| Operating cash flow | $46.9B | — | — |
What changed
Revenue was $29.0B in Q3 2025, up 15% year over year and up 6% from the previous quarter.
Operating profit was $9.3B, a 32.1% margin (up 3.2 points year over year). Of the extra revenue versus a year earlier, 54% reached operating profit, above the 29% margin then. Total costs grew 9% against revenue growth of 15%. The fastest-growing cost line was Sales & marketing (+13%). Net earnings were $8.3B, up 21% year over year. The effective tax rate was 10.6%.
Operating cash flow was $46.9B, 563% of net earnings. Non-cash charges added back $0.58B of depreciation and amortization and $1.0B of share-based compensation. Working capital and other items added $36.9B.
Questions
What was Bank of America's revenue in the third quarter 2025?
Bank of America (BAC) reported revenue of $29.0B for the third quarter 2025 (Q3 2025), +15% from a year earlier and +6% from the quarter before.
Was Bank of America profitable in the third quarter 2025?
Operating profit was $9.3B (32.1% of revenue) and net earnings $8.3B.
Source: Bank of America 10-Q on SEC EDGAR.