Filing Flows › Banc of California (BANC) › Q3 2026 › vs Q3 2025
Banc of California (BANC) Q3 2026 vs Q3 2025 (year over year)
Banc of California's revenue rose $7.3M (+2%) from $467M in Q3 2025 to $474M in Q3 2026. Operating margin 22.8% against 19.8% (+3.0 pts).
Banc of California, Q3 2026: revenue $474M (+2% year over year), operating margin 22.8%, net earnings $83.1M, operating cash flow $67.0M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 22.8% | 19.8% | +3.0 pts |
| Net margin | 17.5% | 14.9% | +2.6 pts |
| Free cash flow margin | 13.0% | 16.2% | -3.2 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $474M | $467M | $7.3M | +2% |
| Operating profit | $108M | $92.3M | $15.7M | +17% |
| Costs & expenses | $366M | $374M | −$8.4M | -2% |
| Pre-tax earnings | $108M | $92.3M | $15.7M | +17% |
| Net earnings | $83.1M | $69.6M | $13.4M | +19% |
| Income tax | $25.0M | $22.7M | $2.3M | +10% |
| Depreciation & amortization | $11.3M | $12.2M | −$812K | -7% |
| Share-based compensation | $6.0M | $6.1M | −$148K | -2% |
| Working capital & other | $33.3M | $12.2M | $21.1M | +173% |
| Operating cash flow | $67.0M | $75.7M | −$8.6M | -11% |
| Free cash flow (OCF − capex) | $61.5M | $75.5M | −$14.0M | -19% |
| Capital expenditures | $5.5M | $185K | $5.3M | 30× |
Questions
How much did Banc of California's revenue grow year over year in Q3 2026?
Banc of California's revenue rose $7.3M (+2%) from $467M in Q3 2025 to $474M in Q3 2026. Operating margin 22.8% against 19.8% (+3.0 pts).