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Bancfirst cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$69.9M in Q3 2026 · $251M over twelve months

Operating cash flow$86.1M
Capital spending−$16.2M
Free cash flow+$69.9M
Cash / net income1.3×

Analysis

In Q3 2026, Bancfirst generated $86.1M of operating cash flow and spent $16.2M on capital projects, leaving free cash flow of $69.9M. That is $6.2M more than in Q3 2025 ($63.7M).

Over the twelve months to Sep 30, 2026, operating cash flow was $300M; the largest uses were other investing ($240M), dividends ($65.7M), capital spending ($48.3M); besides operations, cash came from other financing ($241M), shares issued ($1.9M); the cash balance rose by $157M.

Operating cash flow was $86.1M against net income of $67.3M — 1.3× profit, cash ran ahead of reported earnings. The largest differences: depreciation & amortization +$6.1M, stock-based pay +$1.1M, deferred taxes +$450K.

Free cash flow

Bancfirst: free cash flow by quarterBancfirst: free cash flow by quarter$2.0MQ4 2024$65.6MQ1 2025$64.4MQ2 2025$63.7MQ3 2025$43.2MQ4 2025$65.1MQ1 2026$73.3MQ2 2026$69.9MQ3 2026
Operating cash flow less capital spending.
Bancfirst: operating cash flow against capital spendingBancfirst: operating cash flow against capital spendingOperating cash flowCapital spending$17.1M$15.1MQ4 2024$77.0M$11.3MQ1 2025$78.1M$13.7MQ2 2025$75.4M$11.7MQ3 2025$54.8M$11.5MQ4 2025$75.8M$10.8MQ1 2026$83.1M$9.8MQ2 2026$86.1M$16.2MQ3 2026
Latest (Q3 2026): Operating cash flow $86.1M, Capital spending $16.2M.

Capital allocation, year by year

Bancfirst: where the cash came from (up) and went (down), by fiscal yearBancfirst: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedCapital spendingBuybacksDividendsFY2021: Operating cash flow $204MFY2021: Net borrowing −$1.1MFY2021: Shares issued $5.0MFY2021: Capital spending −$27.3MFY2021: Buybacks −$11.7MFY2021: Dividends −$45.1M$209MFY2021FY2022: Operating cash flow $226MFY2022: Net borrowing $300KFY2022: Shares issued $6.8MFY2022: Capital spending −$19.8MFY2022: Dividends −$48.5M$233MFY2022FY2023: Operating cash flow $233MFY2023: Net borrowing $3.1MFY2023: Shares issued $2.1MFY2023: Capital spending −$22.5MFY2023: Buybacks −$1.8MFY2023: Dividends −$53.6M$238MFY2023FY2024: Operating cash flow $261MFY2024: Net borrowing −$3.4MFY2024: Shares issued $9.0MFY2024: Capital spending −$36.7MFY2024: Dividends −$57.8M$270MFY2024FY2025: Operating cash flow $285MFY2025: Net borrowing −$4.0MFY2025: Shares issued $4.5MFY2025: Capital spending −$48.3MFY2025: Dividends −$62.2M$290MFY2025
Over these 5 years operating cash flow totalled $1.2B; the largest uses were dividends ($267M) and capital spending ($155M). Cash-flow statements as filed.

Where the cash came from and went

Bancfirst: sources (+) and uses (−) of cash, Q3 2026Bancfirst: sources (+) and uses (−) of cash, Q3 2026Cash drawn (+) / kept (−)$193MOther financing−$127MOther investing−$121MOperating cash flow$86.1MDividends−$16.5MCapital spending−$16.2MShares issued$1.1MNet borrowing (+) / repaid (−)−$65K
Bancfirst: sources (+) and uses (−) of cash, TTM to Q3 2026Bancfirst: sources (+) and uses (−) of cash, TTM to Q3 2026Operating cash flow$300MOther financing$241MOther investing−$240MCash drawn (+) / kept (−)−$157MDividends−$65.7MCapital spending−$48.3MNet borrowing (+) / repaid (−)−$31.7MShares issued$1.9M

From profit to cash

Bancfirst: net income to operating cash flow, Q3 2026Bancfirst: net income to operating cash flow, Q3 2026Net income$67.3MDepreciation & amortization$6.1MStock-based pay$1.1MDeferred taxes$450KOperating cash flow$86.1M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$86.1M−$16.2M−$16.5M−$65K$1.1M$193M$69.9M
Q2 2026$83.1M−$9.8M−$16.5M−$9.1M$122K$280M$73.3M
Q1 2026$75.8M−$10.8M−$16.4M−$7.1M$545K−$280M$65.1M
Q4 2025$54.8M−$11.5M−$16.3M−$15.7M$81K−$350M$43.2M
Q3 2025$75.4M−$11.7M−$15.3M$5.8M$2.6M−$57.3M$63.7M
Q2 2025$78.1M−$13.7M−$15.3M$5.9M$1.0M−$23.2M$64.4M
Q1 2025$77.0M−$11.3M−$15.3M—$773K−$420M$65.6M
Q4 2024$17.1M−$15.1M−$15.2M−$4.4M$3.0M−$562M$2.0M

Bancfirst: income statement and cash flow

Bancfirst, Q3 2026: revenue $187M (+7% year over year), operating margin 45.9%. The chart follows the revenue to costs, profit and cash.

Bancfirst: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.