Filing Flows

Filing Flows › Companies › Beacon Financial › Cash flow

Beacon Financial cash flow, quarter by quarter

Latest: Q2 2026 · from the cash-flow statements filed with the SEC

Free cash flow$64.1M in Q2 2026 · $233M over twelve months

Operating cash flow$64.1M
Free cash flow+$64.1M
Cash / net income1.0×

Analysis

In Q2 2026, Beacon Financial generated $64.1M of operating cash flow. That is $32.7M more than in Q2 2025 ($31.4M).

Over the twelve months to Jun 30, 2026, operating cash flow was $233M; the largest uses were other financing ($1.5B), dividends ($93.1M), net borrowing (+) / repaid (−) ($83.8M); besides operations, cash came from other investing ($2.2B); the cash balance rose by $709M.

Operating cash flow was $64.1M against net income of $64.4M — 1.0× profit, roughly in line with earnings. The largest differences: other liabilities −$16.3M, deferred taxes +$5.5M, prepaid and other assets +$3.8M.

Free cash flow

Beacon Financial: free cash flow by quarterBeacon Financial: free cash flow by quarter$17.2MQ3 2024$41.7MQ4 2024$4.6MQ1 2025$31.4MQ2 2025$16.5MQ3 2025$160MQ4 2025−$13.8MQ1 2026$64.1MQ2 2026
Operating cash flow less capital spending.
Beacon Financial: operating cash flow against capital spendingBeacon Financial: operating cash flow against capital spendingOperating cash flowCapital spending$19.9M$2.6MQ3 2024$43.5M$1.8MQ4 2024$8.0M$3.4MQ1 2025$33.6M$2.2MQ2 2025$15.4M−$1.1MQ3 2025$167M$7.8MQ4 2025−$13.8M$0Q1 2026$64.1M$0Q2 2026
Latest (Q2 2026): Operating cash flow $64.1M, Capital spending $0.

Capital allocation, year by year

Beacon Financial: where the cash came from (up) and went (down), by fiscal yearBeacon Financial: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $84.8MFY2021: Net borrowing −$463MFY2021: Shares issued $417KFY2021: Capital spending −$1.6MFY2021: Buybacks −$68.7MFY2021: Dividends −$24.6M$85.2MFY2021FY2022: Operating cash flow $111MFY2022: Net borrowing $97.5MFY2022: Shares issued $270KFY2022: Capital spending −$1.5MFY2022: Buybacks −$125MFY2022: Dividends −$24.5M$208MFY2022FY2023: Operating cash flow $117MFY2023: Net borrowing −$42.1MFY2023: Capital spending −$12.4MFY2023: Acquisitions −$80.2MFY2023: Buybacks −$23.8MFY2023: Dividends −$47.9M$117MFY2023FY2024: Operating cash flow $105MFY2024: Net borrowing $10.3MFY2024: Shares issued $100MFY2024: Capital spending −$5.0MFY2024: Buybacks −$17.5MFY2024: Dividends −$48.1M$215MFY2024FY2025: Operating cash flow $224MFY2025: Net borrowing −$46.5MFY2025: Capital spending −$12.3MFY2025: Acquisitions $1.1BFY2025: Dividends −$63.1M$1.3BFY2025
Over these 5 years operating cash flow totalled $642M; the largest uses were net borrowing ($551M) and buybacks ($235M). Cash-flow statements as filed.

Where the cash came from and went

Beacon Financial: sources (+) and uses (−) of cash, Q2 2026Beacon Financial: sources (+) and uses (−) of cash, Q2 2026Cash drawn (+) / kept (−)−$103MOperating cash flow$64.1MOther investing$60.2MDividends−$27.0MOther financing$4.3MNet borrowing (+) / repaid (−)$1.6M
Beacon Financial: sources (+) and uses (−) of cash, TTM to Q2 2026Beacon Financial: sources (+) and uses (−) of cash, TTM to Q2 2026Other investing$2.2BOther financing−$1.5BCash drawn (+) / kept (−)−$709MOperating cash flow$233MDividends−$93.1MNet borrowing (+) / repaid (−)−$83.8M

From profit to cash

Beacon Financial: net income to operating cash flow, Q2 2026Beacon Financial: net income to operating cash flow, Q2 2026Net income$64.4MStock-based pay$1.2MDeferred taxes$5.5MImpairments$158KPrepaid and other assets$3.8MOther liabilities−$16.3MOperating cash flow$64.1M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsNet borrowing (+) / repaid (−)Cash drawn (+) / kept (−)Free cash flow
Q2 2026$64.1M——−$27.0M$1.6M−$103M$64.1M
Q1 2026−$13.8M——−$27.0M$17.4M$929M−$13.8M
Q4 2025$167M−$7.8M—−$27.0M−$7.2M−$821M$160M
Q3 2025$15.4M$1.1M—−$12.0M−$95.7M−$714M$16.5M
Q2 2025$33.6M−$2.2M—−$12.0M$22.4M−$149M$31.4M
Q1 2025$8.0M−$3.4M—−$12.0M$34.0M$186M$4.6M
Q4 2024$43.5M−$1.8M$2K−$12.0M$11.3M−$136M$41.7M
Q3 2024$19.9M−$2.6M$1K−$20.5M−$12K−$378M$17.2M

Beacon Financial: income statement and cash flow

Beacon Financial, Q2 2025: revenue $114M (+5% year over year), operating margin 36.5%. The chart follows the revenue to costs, profit and cash.

Beacon Financial: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.