Filing Flows › Beacon Financial (BBT) › Q3 2026 › vs Q2 2025
Beacon Financial (BBT) Q3 2026 vs Q2 2025 (quarter over quarter)
Beacon Financial's revenue rose $4.0M (+2%) from $219M in Q2 2025 to $223M in Q3 2026. The biggest changes: Net interest income +$3.9M (+2%); Noninterest income +$11K (0%). Operating margin 36.5% against 39.7% (-3.2 pts).
Beacon Financial, Q3 2026: revenue $223M (+58% year over year), operating margin 36.5%, net earnings $61.2M, operating cash flow $95.5M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q3 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 36.5% | 39.7% | -3.2 pts |
| Net margin | 27.4% | 29.4% | -2.0 pts |
Every line
| Line | Q3 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $197M | $193M | $3.9M | +2% |
| Noninterest income | $26.0M | $26.0M | $11K | 0% |
| Revenue | $223M | $219M | $4.0M | +2% |
| Operating profit | $81.5M | $87.0M | −$5.5M | -6% |
| Costs & expenses | $142M | $132M | $9.4M | +7% |
| Pre-tax earnings | $81.5M | $87.0M | −$5.5M | -6% |
| Credit loss provision | $8.9M | $4.9M | $4.0M | +81% |
| Noninterest expense | $133M | $127M | $5.4M | +4% |
| Net earnings | $61.2M | $64.4M | −$3.2M | -5% |
| Income tax | $20.3M | $22.6M | −$2.2M | -10% |
| Share-based compensation | $1.8M | $1.2M | $600K | +50% |
| Working capital & other | $32.5M | −$1.5M | $34.0M | — |
| Operating cash flow | $95.5M | $64.1M | $31.4M | +49% |
Questions
How much did Beacon Financial's revenue grow quarter over quarter in Q3 2026?
Beacon Financial's revenue rose $4.0M (+2%) from $219M in Q2 2025 to $223M in Q3 2026.
What drove Beacon Financial's revenue change in Q3 2026?
Net interest income +$3.9M (+2%); Noninterest income +$11K (0%).