Filing Flows › Beacon Financial (BBT) › Q3 2026 › vs Q3 2025
Beacon Financial (BBT) Q3 2026 vs Q3 2025 (year over year)
Beacon Financial's revenue rose $82.0M (+58%) from $141M in Q3 2025 to $223M in Q3 2026. The biggest changes: Net interest income +$68.3M (+53%); Noninterest income +$13.7M (+111%). Operating margin 36.5% against -5.9% (+42.5 pts).
Beacon Financial, Q3 2026: revenue $223M (+58% year over year), operating margin 36.5%, net earnings $61.2M, operating cash flow $95.5M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 36.5% | -5.9% | +42.5 pts |
| Net margin | 27.4% | -3.0% | +30.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $197M | $129M | $68.3M | +53% |
| Noninterest income | $26.0M | $12.3M | $13.7M | +111% |
| Revenue | $223M | $141M | $82.0M | +58% |
| Operating profit | $81.5M | −$8.4M | $89.9M | — |
| Costs & expenses | $142M | $150M | −$8.0M | -5% |
| Pre-tax earnings | $81.5M | −$8.4M | $89.9M | — |
| Credit loss provision | $8.9M | $20.3M | −$11.4M | -56% |
| Noninterest expense | $133M | $129M | $3.4M | +3% |
| Net earnings | $61.2M | −$4.2M | $65.4M | — |
| Income tax | $20.3M | −$4.2M | $24.5M | — |
| Share-based compensation | $1.8M | $500K | $1.3M | +260% |
| Working capital & other | $32.5M | $15.3M | $17.2M | +112% |
| Operating cash flow | $95.5M | $11.6M | $83.9M | +722% |
Questions
How much did Beacon Financial's revenue grow year over year in Q3 2026?
Beacon Financial's revenue rose $82.0M (+58%) from $141M in Q3 2025 to $223M in Q3 2026.
What drove Beacon Financial's revenue change in Q3 2026?
Net interest income +$68.3M (+53%); Noninterest income +$13.7M (+111%).