Filing Flows › Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) › FY2025
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) FY2025 earnings results (fiscal 2025)
20-F filed Feb 20, 2026
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) reported revenue of $316M for the fiscal 2025 (FY2025), +17% from a year earlier.
Banco Bilbao Vizcaya Argentaria, S.A., FY2025: revenue $316M (+18% year over year), net earnings $10.5B, operating cash flow $15.0B. The chart follows the revenue to costs, profit and cash.
| FY2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $316M | — | +17% |
| Operating profit | $16.2B | — | +5% |
| Net earnings | $10.5B | — | +5% |
| Operating cash flow | $15.0B | — | — |
| Free cash flow | $14.1B | — | — |
What changed
Revenue was €316.0M in FY2025, up 17% year over year.
Operating profit was €16,153.0M, a 5111.7% margin (down 592.8 points year over year). Of the extra revenue versus FY2024, 1719% reached operating profit, below the 5704% margin then. Net earnings were €10,511.0M, up 5% year over year. The effective tax rate was 31.4%.
Operating cash flow was €14,968.0M, 135% of net income including minority interests. Non-cash charges added back €1,521.0M of depreciation and amortization. Working capital and other items added €2,321.0M. Capital expenditures of €827.0M left free cash flow of €14,141.0M.
Questions
What was Banco Bilbao Vizcaya Argentaria, S.A.'s revenue in the fiscal 2025?
Banco Bilbao Vizcaya Argentaria, S.A.
Source: Banco Bilbao Vizcaya Argentaria, S.A. 20-F on SEC EDGAR.