Filing Flows › BCB Bancorp (BCBP) › Q3 2026
BCB Bancorp (BCBP) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
BCB Bancorp (BCBP) reported revenue of $27.8M for the third quarter 2026 (Q3 2026), +5% from a year earlier and +21% from the quarter before. Operating margin was -392.5%, net loss $132M (476.9% of revenue).
BCB Bancorp, Q3 2026: revenue $27.8M (+5% year over year), operating margin -392.5%, net loss $132M, operating cash flow $5.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $27.8M | +21% | +5% |
| Operating profit | −$109M | — | — |
| Net earnings | −$132M | — | — |
| Operating cash flow | $5.0M | -48% | -43% |
| Free cash flow | $4.7M | -49% | -44% |
What changed
Revenue was $27.8M in Q3 2026, up 5% year over year and up 21% from the previous quarter. Net interest income was the largest line at 81% of revenue. Noninterest income added $2.4M year over year (up 88%), 185% of the total change. Net interest income declined 5%.
Operating costs exceeded revenue by $109.0M, an operating margin of -392.5%. Total costs grew 562% against revenue growth of 5%. The fastest-growing cost line was Other operating costs (+2718%). The quarter ended with a net loss of $132.5M, wider than the previous quarter's $14.8M loss.
Operating cash flow was $5.0M (down 43% year over year). Non-cash charges added back $788K of share-based compensation. Working capital and other items added $136.7M. Capital expenditures of $257K left free cash flow of $4.7M.
Questions
What was BCB Bancorp's revenue in the third quarter 2026?
BCB Bancorp (BCBP) reported revenue of $27.8M for the third quarter 2026 (Q3 2026), +5% from a year earlier and +21% from the quarter before.
Was BCB Bancorp profitable in the third quarter 2026?
Operating loss was $109M (-392.5% of revenue) and net loss $132M.
Source: BCB Bancorp 10-Q on SEC EDGAR.