Filing Flows › BayCom (BCML) › How it makes money
How BayCom (BCML) makes money
BayCom (BCML) made $19.8M of revenue in the third quarter 2026 (Q3 2026), -23% from a year earlier. Of every dollar of revenue, 6¢ was left as operating profit, 6¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $19.8M | 100.0% |
| Operating profit | $1.2M | 6.3% |
| Income tax | $104K | 0.5% |
| Net earnings | $1.1M | 5.8% |
| Operating cash flow | $12.8M | 65.0% |
| Free cash flow | $12.5M | 63.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $19.8M | -23% |
From BayCom's 10-Q filed Nov 9, 2026 (on EDGAR).
Questions
How does BayCom make money?
BayCom (BCML) made $19.8M of revenue in the third quarter 2026 (Q3 2026), -23% from a year earlier. Of every dollar of revenue, 6¢ was left as operating profit, 6¢ was left as net earnings.
What is BayCom's profit margin?
Net earnings were $1.1M, 5.8% of revenue, in the third quarter 2026; the operating margin was 6.3%.
Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.