Filing Flows › Better Home & Finance Holding (BETR) › Q3 2026
Better Home & Finance Holding (BETR) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 9, 2026
Better Home & Finance Holding (BETR) reported revenue of $45.1M for the third quarter 2026 (Q3 2026), +9% from a year earlier and -18% from the quarter before. Operating margin was -78.9%, net loss $36.5M (81.0% of revenue).
Better Home & Finance Holding, Q3 2026: revenue $45.1M (+9% year over year), operating margin -78.9%, net loss $36.5M, operating cash flow $89.3M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $45.1M | -18% | +9% |
| Operating profit | −$35.6M | — | — |
| Net earnings | −$36.5M | — | — |
| Operating cash flow | $89.3M | +280% | 23× |
| Free cash flow | $88.6M | +279% | 24× |
What changed
Revenue was $45.1M in Q3 2026, up 9% year over year and down 18% from the previous quarter.
Operating costs exceeded revenue by $35.6M, an operating margin of -78.9%. Total costs grew 3% against revenue growth of 9%. The fastest-growing cost line was General & admin (+131%). The quarter ended with a net loss of $36.5M, wider than the previous quarter's $30.6M loss.
Operating cash flow was $89.3M (up 2200% year over year). Non-cash charges added back $2.9M of depreciation and amortization and $2.7M of share-based compensation. Working capital and other items added $120.3M. Capital expenditures of $694K left free cash flow of $88.6M.
Questions
What was Better Home & Finance Holding's revenue in the third quarter 2026?
Better Home & Finance Holding (BETR) reported revenue of $45.1M for the third quarter 2026 (Q3 2026), +9% from a year earlier and -18% from the quarter before.
Was Better Home & Finance Holding profitable in the third quarter 2026?
Operating loss was $35.6M (-78.9% of revenue) and net loss $36.5M.