Filing Flows › Bank First (BFC) › How it makes money
How Bank First (BFC) makes money
Bank First (BFC) made $65.3M of revenue in the third quarter 2026 (Q3 2026), +48% from a year earlier. Net interest income brought in $55.2M (85%); Noninterest income brought in $10.1M (15%). Of every dollar of revenue, 46¢ was left as operating profit, 36¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $55.2M | 84.5% | +0.3% | +44% |
| Noninterest income | $10.1M | 15.5% | +1% | +70% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $65.3M | 100.0% |
| Operating profit | $29.9M | 45.8% |
| Income tax | $6.1M | 9.3% |
| Net earnings | $23.8M | 36.4% |
| Operating cash flow | $28.6M | 43.8% |
| Free cash flow | $26.0M | 39.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $65.3M | +48% |
From Bank First's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Bank First make money?
Bank First (BFC) made $65.3M of revenue in the third quarter 2026 (Q3 2026), +48% from a year earlier. Net interest income brought in $55.2M (85%); Noninterest income brought in $10.1M (15%). Of every dollar of revenue, 46¢ was left as operating profit, 36¢ was left as net earnings.
What is Bank First's biggest business?
Net interest income: $55.2M in the third quarter 2026, 85% of revenue, +44% from a year earlier.
What is Bank First's profit margin?
Net earnings were $23.8M, 36.4% of revenue, in the third quarter 2026; the operating margin was 45.8%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.