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Bread Financial Holdings (BFH) guidance and outlook

Bread Financial Holdings (BFH) lowered its guidance on Oct 22, 2026: Net income +7% for FY2026; Tax rate 25%–27% for FY2026.

Guidance and outlook

Bread Financial Holdings Tax rate: guidance against what was reportedBread Financial Holdings Tax rate: guidance against what was reportedguided rangereported (above / within / below)FY202515.4%
Met or beat 1 of 1 guided periods. Grey: the last range guided before the figures came out; dot: the reported figure.

Latest guidance

MetricPeriodRangeChange
Net incomeFY2026+7%lowered
Tax rateFY202625%–27%reaffirmed

From the earnings release filed Oct 22, 2026 (8-K on EDGAR).

Bread Financial Holdings' latest quarter

Bread Financial Holdings, Q3 2026: revenue $1.0B (+5% year over year), operating margin 20.6%, net earnings $156M, operating cash flow $601M. The chart follows the revenue to costs, profit and cash.

Questions

Did Bread Financial Holdings raise or lower its guidance?

Bread Financial Holdings (BFH) lowered its guidance on Oct 22, 2026: Net income +7% for FY2026; Tax rate 25%–27% for FY2026.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.