Filing Flows › Bread Financial Holdings (BFH) › Net income
Bread Financial Holdings (BFH) net income by quarter
Bread Financial Holdings' net income was $156M in Q3 2026 (third quarter 2026), +7% from Q2 2026. Over the last 7 quarters it ranged from $54.0M (Q4 2025) to $188M (Q3 2025).
| Quarter | Net income | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | $156M | +7% | -17% |
| Q2 2026 | $146M | -19% | +5% |
| Q1 2026 | $181M | +235% | +31% |
| Q4 2025 | $54.0M | -71% | — |
| Q3 2025 | $188M | +35% | — |
| Q2 2025 | $139M | +0.7% | — |
| Q1 2025 | $138M | — | — |
Q3 2026 at a glance
Bread Financial Holdings, Q3 2026: revenue $1.0B (+5% year over year), operating margin 20.6%, net earnings $156M, operating cash flow $601M. The chart follows the revenue to costs, profit and cash.
Questions
What is Bread Financial Holdings' net income?
Bread Financial Holdings' net income was $156M in Q3 2026 (third quarter 2026), +7% from Q2 2026.
How has Bread Financial Holdings' net income changed?
Over the last 7 quarters it ranged from $54.0M (Q4 2025) to $188M (Q3 2025).
Q3 2026 results → · How Bread Financial Holdings makes money →