Filing Flows › Bread Financial Holdings (BFH) › Q2 2026 › vs Q1 2026
Bread Financial Holdings (BFH) Q2 2026 vs Q1 2026 (quarter over quarter)
Bread Financial Holdings's revenue fell $25.0M (-2%) from $1.0B in Q1 2026 to $993M in Q2 2026. Operating margin 19.8% against 23.9% (-4.0 pts).
Bread Financial Holdings, Q2 2026: revenue $993M (+7% year over year), operating margin 19.8%, net earnings $146M, operating cash flow $533M. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 19.8% | 23.9% | -4.0 pts |
| Net margin | 14.7% | 17.8% | -3.1 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $993M | $1.0B | −$25.0M | -2% |
| Operating profit | $197M | $243M | −$46.0M | -19% |
| Costs & expenses | $796M | $775M | $21.0M | +3% |
| Pre-tax earnings | $197M | $243M | −$46.0M | -19% |
| Net earnings | $146M | $181M | −$35.0M | -19% |
| Income tax | $51.0M | $62.0M | −$11.0M | -18% |
| Depreciation & amortization | $18.0M | $19.0M | −$1.0M | -5% |
| Share-based compensation | $16.0M | $15.0M | $1.0M | +7% |
| Working capital & other | $353M | $272M | $81.0M | +30% |
| Operating cash flow | $533M | $487M | $46.0M | +9% |
Questions
How much did Bread Financial Holdings's revenue grow quarter over quarter in Q2 2026?
Bread Financial Holdings's revenue fell $25.0M (-2%) from $1.0B in Q1 2026 to $993M in Q2 2026. Operating margin 19.8% against 23.9% (-4.0 pts).