Filing Flows › Business First Bancshares (BFST) › Q2 2025
Business First Bancshares (BFST) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 5, 2025
Business First Bancshares (BFST) reported revenue of $81.5M for the second quarter 2025 (Q2 2025), +23% from a year earlier and +3% from the quarter before. Operating margin was 34.4%, net earnings $22.1M (27.1% of revenue).
Business First Bancshares, Q2 2025: revenue $81.5M (+23% year over year), operating margin 34.4%, net earnings $22.1M, operating cash flow $14.0M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $81.5M | +3% | +23% |
| Operating profit | $28.0M | +9% | +29% |
| Net earnings | $22.1M | +8% | +28% |
| Operating cash flow | $14.0M | -51% | -7% |
| Free cash flow | $13.8M | -50% | -1% |
What changed
Revenue was $81.5M in Q2 2025, up 23% year over year and up 3% from the previous quarter.
Operating profit was $28.0M, a 34.4% margin (up 1.5 points year over year). Of the extra revenue versus a year earlier, 41% reached operating profit, above the 33% margin then. Total costs grew 20% against revenue growth of 23%. The fastest-growing cost line was Credit loss provision (+70%). Net earnings were $22.1M, up 28% year over year. The effective tax rate was 21.1%.
Operating cash flow was $14.0M (down 7% year over year), 63% of net earnings. Non-cash charges added back $1.4M of depreciation and amortization and $468K of share-based compensation. Working capital and other items used $10.0M. Capital expenditures of $222K left free cash flow of $13.8M.
Questions
What was Business First Bancshares' revenue in the second quarter 2025?
Business First Bancshares (BFST) reported revenue of $81.5M for the second quarter 2025 (Q2 2025), +23% from a year earlier and +3% from the quarter before.
Was Business First Bancshares profitable in the second quarter 2025?
Operating profit was $28.0M (34.4% of revenue) and net earnings $22.1M.