Filing Flows › Business First Bancshares (BFST) › Q4 2025
Business First Bancshares (BFST) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 26, 2026
Business First Bancshares (BFST) reported revenue of $83.1M for the fourth quarter 2025 (Q4 2025), +7% from a year earlier and +3% from the quarter before. Operating margin was 33.2%, net earnings $22.4M (26.9% of revenue).
Business First Bancshares, Q4 2025: revenue $83.1M (+7% year over year), operating margin 33.2%, net earnings $22.4M, operating cash flow $17.1M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $83.1M | +3% | +7% |
| Operating profit | $27.6M | -5% | +29% |
| Net earnings | $22.4M | -2% | +36% |
| Operating cash flow | $17.1M | -47% | -1% |
What changed
Revenue was $83.1M in Q4 2025, up 7% year over year and up 3% from the previous quarter.
Operating profit was $27.6M, a 33.2% margin (up 5.7 points year over year). Of the extra revenue versus a year earlier, 114% reached operating profit, above the 27% margin then. Total costs fell 1% while revenue rose 7%. Net earnings were $22.4M, up 36% year over year. The effective tax rate was 18.9%.
Operating cash flow was $17.1M (down 1% year over year), 76% of net earnings. Non-cash charges added back $1.4M of depreciation and amortization and $2.5M of share-based compensation. Working capital and other items used $9.1M. Capital expenditures of −$1.6M left free cash flow of $18.6M.
Questions
What was Business First Bancshares' revenue in the fourth quarter 2025?
Business First Bancshares (BFST) reported revenue of $83.1M for the fourth quarter 2025 (Q4 2025), +7% from a year earlier and +3% from the quarter before.
Was Business First Bancshares profitable in the fourth quarter 2025?
Operating profit was $27.6M (33.2% of revenue) and net earnings $22.4M.