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How Business First Bancshares (BFST) makes money

Business First Bancshares (BFST) made $93.2M of revenue in the third quarter 2026 (Q3 2026), +15% from a year earlier. Net interest income brought in $80.7M (87%); Noninterest income brought in $12.5M (13%). Of every dollar of revenue, 33¢ was left as operating profit, 26¢ was left as net earnings.

Drawing the Sankey…

Business First Bancshares revenue by segment, Q3 2026Business First Bancshares revenue by segment, Q3 2026Net interest income$80.7MNoninterest income$12.5M
Business First Bancshares revenue by quarterBusiness First Bancshares revenue by quarter$79.2MQ1 2025$81.5MQ2 2025$80.9MQ3 2025$83.1MQ4 2025$89.2MQ1 2026$91.8MQ2 2026$93.2MQ3 2026
Business First Bancshares: where each dollar of revenue goesBusiness First Bancshares: where each dollar of revenue goesOperating profit33¢Income tax7¢Net earnings26¢Operating cash flow47¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$80.7M86.6%+4%+16%
Noninterest income$12.5M13.4%-10%+7%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$93.2M100.0%
Operating profit$30.8M33.0%
Income tax$6.2M6.7%
Net earnings$24.6M26.4%
Operating cash flow$43.7M46.9%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$93.2M+15%
Q2 2026$91.8M+13%
Q1 2026$89.2M+13%
Q4 2025$83.1M+7%
Q3 2025$80.9M+21%
Q2 2025$81.5M+23%
Q1 2025$79.2M+30%

From Business First Bancshares' 10-Q filed Nov 3, 2026 (on EDGAR).

Questions

How does Business First Bancshares make money?

Business First Bancshares (BFST) made $93.2M of revenue in the third quarter 2026 (Q3 2026), +15% from a year earlier. Net interest income brought in $80.7M (87%); Noninterest income brought in $12.5M (13%). Of every dollar of revenue, 33¢ was left as operating profit, 26¢ was left as net earnings.

What is Business First Bancshares' biggest business?

Net interest income: $80.7M in the third quarter 2026, 87% of revenue, +16% from a year earlier.

What is Business First Bancshares' profit margin?

Net earnings were $24.6M, 26.4% of revenue, in the third quarter 2026; the operating margin was 33.0%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.