Filing Flows › BankUnited (BKU) › Q3 2026
BankUnited (BKU) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
BankUnited (BKU) reported revenue of $280M for the third quarter 2026 (Q3 2026), +2% from a year earlier and -1% from the quarter before. Operating margin was 34.6%, net earnings $72.2M (25.7% of revenue).
BankUnited, Q3 2026: revenue $280M (+2% year over year), operating margin 34.6%, net earnings $72.2M, operating cash flow $251M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $280M | -1% | +2% |
| Operating profit | $96.9M | +3% | -1% |
| Net earnings | $72.2M | +2% | +0.4% |
| Operating cash flow | $251M | +95% | +152% |
What changed
Revenue was $280.4M in Q3 2026, up 2% year over year and down 1% from the previous quarter. Net interest income was the largest line at 93% of revenue. Net interest income added $10.5M year over year (up 4%), 221% of the total change. Noninterest income declined 23%.
Operating profit was $96.9M, a 34.6% margin (down 1.0 points year over year). Operating profit fell $1.0M even though revenue rose $4.8M versus Q3 2025, so costs grew faster than sales. Total costs grew 3% against revenue growth of 2%. Net earnings were $72.2M, roughly flat year over year. The effective tax rate was 25.5%.
Operating cash flow was $250.9M (up 152% year over year), 348% of net earnings. Non-cash charges added back $11.6M of depreciation and amortization and $5.7M of share-based compensation. Working capital and other items added $161.4M.
Questions
What was BankUnited's revenue in the third quarter 2026?
BankUnited (BKU) reported revenue of $280M for the third quarter 2026 (Q3 2026), +2% from a year earlier and -1% from the quarter before.
Was BankUnited profitable in the third quarter 2026?
Operating profit was $96.9M (34.6% of revenue) and net earnings $72.2M.
Source: BankUnited 10-Q on SEC EDGAR.