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Bumble cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$56.0M in Q3 2026 · $246M over twelve months

Operating cash flow$56.0M
Free cash flow+$56.0M
Cash / net income1.8×
Cash conversion cycle27 days

Analysis

In Q3 2026, Bumble generated $56.0M of operating cash flow. That is $20.8M less than in Q3 2025 ($76.8M).

Over the twelve months to Sep 30, 2026, operating cash flow was $246M; the largest uses were net borrowing (+) / repaid (−) ($607M), other investing ($11.6M), taxes on employees’ shares ($8.2M); besides operations, cash came from other financing ($263M); the cash balance fell by $118M.

Operating cash flow was $56.0M against net income of $31.6M — 1.8× profit, cash ran ahead of reported earnings. The largest differences: stock-based pay +$13.3M, receivables +$9.4M, prepaid and other assets −$3.7M.

Its cash conversion cycle was 27 days (receivables 31 + inventory 0 − payables 4).

Free cash flow

Bumble: free cash flow by quarterBumble: free cash flow by quarter−$5.4MQ4 2024$43.2MQ1 2025$71.2MQ2 2025$76.8MQ3 2025$59.1MQ4 2025$77.2MQ1 2026$53.6MQ2 2026$56.0MQ3 2026
Operating cash flow less capital spending.
Bumble: operating cash flow against capital spendingBumble: operating cash flow against capital spendingOperating cash flowCapital spending−$5.4M$0Q4 2024$43.2M$0Q1 2025$71.2M$0Q2 2025$76.8M$0Q3 2025$59.1M$0Q4 2025$77.2M$0Q1 2026$53.6M$0Q2 2026$56.0M$0Q3 2026
Latest (Q3 2026): Operating cash flow $56.0M, Capital spending $0.

Capital allocation, year by year

Bumble: where the cash came from (up) and went (down), by fiscal yearBumble: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAcquisitionsBuybacksFY2021: Operating cash flow $105MFY2021: Net borrowing −$206MFY2021: Shares issued $545KFY2021: Buybacks −$1.0B$105MFY2021FY2022: Operating cash flow $133MFY2022: Net borrowing −$5.8MFY2022: Acquisitions −$69.7M$133MFY2022FY2023: Operating cash flow $182MFY2023: Net borrowing −$5.8MFY2023: Acquisitions −$9.8MFY2023: Buybacks −$113M$182MFY2023FY2024: Operating cash flow $123MFY2024: Net borrowing −$5.8MFY2024: Buybacks −$192M$123MFY2024FY2025: Operating cash flow $250MFY2025: Net borrowing −$30.8MFY2025: Buybacks −$28.7M$250MFY2025
Over these 5 years operating cash flow totalled $794M; the largest uses were buybacks ($1.4B) and net borrowing ($254M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$190M
Debt$460M
Net debt$270M
Due within a year$5.8M

Bumble funds itself: free cash flow was $246M over the last twelve months, and $190M of cash and investments stands against $460M of debt ($5.8M due within a year, 33.1× covered by cash).

Bumble: debt maturities by year (FY2025)Bumble: debt maturities by year (FY2025)$5.8MYear 1$585MYear 2
Principal due in each year as disclosed in the annual report, against $190M of cash and investments now.

Where the cash came from and went

Bumble: sources (+) and uses (−) of cash, Q3 2026Bumble: sources (+) and uses (−) of cash, Q3 2026Operating cash flow$56.0MCash drawn (+) / kept (−)−$36.0MNet borrowing (+) / repaid (−)−$14.8MOther investing−$2.9MTaxes on employees’ shares−$2.2MOther financing−$495KExchange rates$437K
Bumble: sources (+) and uses (−) of cash, TTM to Q3 2026Bumble: sources (+) and uses (−) of cash, TTM to Q3 2026Net borrowing (+) / repaid (−)−$607MOther financing$263MOperating cash flow$246MCash drawn (+) / kept (−)$118MOther investing−$11.6MTaxes on employees’ shares−$8.2MExchange rates$29KPartners−$10K

From profit to cash

Bumble: net income to operating cash flow, Q3 2026Bumble: net income to operating cash flow, Q3 2026Net income$31.6MDepreciation & amortization$3.7MStock-based pay$13.3MDeferred taxes$668KOther non-cash$96KReceivables$9.4MPayables−$478KAccrued liabilities−$2.2MDeferred revenue−$1.9MPrepaid and other assets−$3.7MOther operating capital$2.8MOperating cash flow$56.0M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.
QuarterReceivable daysInventory daysPayable daysCash conversion cycle
Q3 202631—427
Q2 202630—426
Q1 202632—922
Q4 202536—927
Q3 202535—827
Q2 202536—827
Q1 202536—729

Every quarter

QuarterOperating cash flowBuybacksNet borrowing (+) / repaid (−)Cash drawn (+) / kept (−)Free cash flow
Q3 2026$56.0M—−$14.8M−$36.0M$56.0M
Q2 2026$53.6M—−$589M$91.6M$53.6M
Q1 2026$77.2M—−$1.4M−$69.6M$77.2M
Q4 2025$59.1M—−$1.4M$132M$59.1M
Q3 2025$76.8M—−$26.4M−$45.6M$76.8M
Q2 2025$71.2M—−$1.4M−$59.9M$71.2M
Q1 2025$43.2M−$28.7M−$1.4M$1.3M$43.2M
Q4 2024−$5.4M−$40.3M−$1.4M$48.2M−$5.4M

Bumble: income statement and cash flow

Bumble, Q3 2026: revenue $207M (-16% year over year), operating margin 26.3%. The chart follows the revenue to costs, profit and cash.

Bumble: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.