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Bank of Hawaii cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$93.0M in Q3 2026 · $268M over twelve months

Operating cash flow$99.0M
Capital spending−$6.0M
Free cash flow+$93.0M
Cash / net income1.5×

Analysis

In Q3 2026, Bank of Hawaii generated $99.0M of operating cash flow and spent $6.0M on capital projects, leaving free cash flow of $93.0M. That is $63.2M more than in Q3 2025 ($29.8M).

Over the twelve months to Sep 30, 2026, operating cash flow was $315M; the largest uses were other financing ($632M), other investing ($309M), dividends ($112M); besides operations, cash came from net borrowing (+) / repaid (−) ($295M), shares issued ($4.9M); the cash balance fell by $543M.

Operating cash flow was $99.0M against net income of $64.3M — 1.5× profit, cash ran ahead of reported earnings. The largest differences: other operating capital +$18.3M, depreciation & amortization +$7.3M, stock-based pay +$3.1M.

Free cash flow

Bank of Hawaii: free cash flow by quarterBank of Hawaii: free cash flow by quarter$93.0MQ4 2024$10.2MQ1 2025$72.6MQ2 2025$29.8MQ3 2025$71.6MQ4 2025$18.2MQ1 2026$84.9MQ2 2026$93.0MQ3 2026
Operating cash flow less capital spending.
Bank of Hawaii: operating cash flow against capital spendingBank of Hawaii: operating cash flow against capital spendingOperating cash flowCapital spending$90.2M−$2.8MQ4 2024$18.3M$8.1MQ1 2025$81.7M$9.0MQ2 2025$38.5M$8.7MQ3 2025$79.8M$8.2MQ4 2025$39.0M$20.9MQ1 2026$97.4M$12.6MQ2 2026$99.0M$6.0MQ3 2026
Latest (Q3 2026): Operating cash flow $99.0M, Capital spending $6.0M.

Capital allocation, year by year

Bank of Hawaii: where the cash came from (up) and went (down), by fiscal yearBank of Hawaii: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingBuybacksDividendsFY2021: Operating cash flow $377MFY2021: Net borrowing −$200MFY2021: Shares issued $197MFY2021: Asset sales $10.2MFY2021: Capital spending −$22.4MFY2021: Buybacks −$31.3MFY2021: Dividends −$111M$584MFY2021FY2022: Operating cash flow $333MFY2022: Net borrowing $675MFY2022: Shares issued $7.6MFY2022: Capital spending −$28.8MFY2022: Buybacks −$55.1MFY2022: Dividends −$113M$1.0BFY2022FY2023: Operating cash flow $139MFY2023: Net borrowing −$425MFY2023: Shares issued $5.9MFY2023: Capital spending −$9.4MFY2023: Buybacks −$9.9MFY2023: Dividends −$112M$145MFY2023FY2024: Operating cash flow $171MFY2024: Net borrowing −$50.7MFY2024: Shares issued $166MFY2024: Capital spending −$9.7MFY2024: Dividends −$112M$337MFY2024FY2025: Operating cash flow $218MFY2025: Net borrowing −$50.2MFY2025: Shares issued $5.1MFY2025: Capital spending −$34.1MFY2025: Buybacks −$5.0MFY2025: Dividends −$113M$223MFY2025
Over these 5 years operating cash flow totalled $1.2B; the largest uses were net borrowing ($726M) and dividends ($560M). Cash-flow statements as filed.

Where the cash came from and went

Bank of Hawaii: sources (+) and uses (−) of cash, Q3 2026Bank of Hawaii: sources (+) and uses (−) of cash, Q3 2026Operating cash flow$99.0MOther financing−$71.9MDividends−$27.9MBuybacks−$20.2MOther investing$15.0MCash drawn (+) / kept (−)$10.8MCapital spending−$6.0MShares issued$1.2M
Bank of Hawaii: sources (+) and uses (−) of cash, TTM to Q3 2026Bank of Hawaii: sources (+) and uses (−) of cash, TTM to Q3 2026Other financing−$632MCash drawn (+) / kept (−)$543MOperating cash flow$315MOther investing−$309MNet borrowing (+) / repaid (−)$295MDividends−$112MBuybacks−$57.3MCapital spending−$47.6MShares issued$4.9M

From profit to cash

Bank of Hawaii: net income to operating cash flow, Q3 2026Bank of Hawaii: net income to operating cash flow, Q3 2026Net income$64.3MDepreciation & amortization$7.3MStock-based pay$3.1MGains on investments$1.5MOther operating capital$18.3MOperating cash flow$99.0M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$99.0M−$6.0M−$20.2M−$27.9M—$1.2M$10.8M$93.0M
Q2 2026$97.4M−$12.6M−$17.0M−$27.9M—$1.2M−$27.7M$84.9M
Q1 2026$39.0M−$20.9M−$15.1M−$28.3M−$26K$1.2M$521M$18.2M
Q4 2025$79.8M−$8.2M−$5.0M−$28.2M−$25K$1.2M$38.7M$71.6M
Q3 2025$38.5M−$8.7M—−$28.3M−$25K$1.3M−$217M$29.8M
Q2 2025$81.7M−$9.0M—−$28.2M−$24K$1.3M$167M$72.6M
Q1 2025$18.3M−$8.1M—−$28.2M−$50.0M$1.3M−$172M$10.2M
Q4 2024$90.2M$2.8M$5.1M−$28.1M$49.5M$1.3M$509M$93.0M

Bank of Hawaii: income statement and cash flow

Bank of Hawaii, Q3 2026: revenue $199M (+9% year over year), operating margin 42.1%. The chart follows the revenue to costs, profit and cash.

Bank of Hawaii: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.