Filing Flows › Bank of Hawaii (BOH) › Q3 2026
Bank of Hawaii (BOH) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 26, 2026
Bank of Hawaii (BOH) reported revenue of $199M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +0.9% from the quarter before. Operating margin was 42.1%, net earnings $64.3M (32.3% of revenue).
Bank of Hawaii, Q3 2026: revenue $199M (+9% year over year), operating margin 42.1%, net earnings $64.3M, operating cash flow $99.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $199M | +0.9% | +9% |
| Operating profit | $83.7M | +2% | +24% |
| Net earnings | $64.3M | +0.7% | +20% |
| Operating cash flow | $99.0M | +2% | +157% |
| Free cash flow | $93.0M | +10% | +212% |
What changed
Revenue was $198.8M in Q3 2026, up 9% year over year and up 1% from the previous quarter. Net interest income was the largest line at 79% of revenue. Net interest income added $19.4M year over year (up 14%), 120% of the total change. Noninterest income declined 7%.
Operating profit was $83.7M, a 42.1% margin (up 5.0 points year over year). Of the extra revenue versus a year earlier, 99% reached operating profit, above the 37% margin then. Total costs grew 0% against revenue growth of 9%. The fastest-growing cost line was Credit loss provision (+10%). Net earnings were $64.3M, up 20% year over year. The effective tax rate was 23.2%.
Operating cash flow was $99.0M (up 157% year over year), 154% of net earnings. Non-cash charges added back $7.3M of depreciation and amortization and $3.1M of share-based compensation. Working capital and other items added $24.4M. Capital expenditures of $6.0M left free cash flow of $93.0M.
Questions
What was Bank of Hawaii's revenue in the third quarter 2026?
Bank of Hawaii (BOH) reported revenue of $199M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +0.9% from the quarter before.
Was Bank of Hawaii profitable in the third quarter 2026?
Operating profit was $83.7M (42.1% of revenue) and net earnings $64.3M.
Source: Bank of Hawaii 10-Q on SEC EDGAR.