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How Bank of Hawaii (BOH) makes money

Bank of Hawaii (BOH) made $199M of revenue in the third quarter 2026 (Q3 2026), +9% from a year earlier. Net interest income brought in $156M (79%); Noninterest income brought in $42.7M (21%). Of every dollar of revenue, 42¢ was left as operating profit, 32¢ was left as net earnings.

Drawing the Sankey…

Bank of Hawaii revenue by segment, Q3 2026Bank of Hawaii revenue by segment, Q3 2026Net interest income$156MNoninterest income$42.7M
Bank of Hawaii: where each dollar of revenue goesBank of Hawaii: where each dollar of revenue goesOperating profit42¢Income tax10¢Net earnings32¢Operating cash flow50¢Free cash flow47¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$156M78.5%+2%+14%
Noninterest income$42.7M21.5%-1%-7%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$199M100.0%
Operating profit$83.7M42.1%
Income tax$19.4M9.8%
Net earnings$64.3M32.3%
Operating cash flow$99.0M49.8%
Free cash flow$93.0M46.8%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$199M+9%

From Bank of Hawaii's 10-Q filed Oct 26, 2026 (on EDGAR).

Questions

How does Bank of Hawaii make money?

Bank of Hawaii (BOH) made $199M of revenue in the third quarter 2026 (Q3 2026), +9% from a year earlier. Net interest income brought in $156M (79%); Noninterest income brought in $42.7M (21%). Of every dollar of revenue, 42¢ was left as operating profit, 32¢ was left as net earnings.

What is Bank of Hawaii's biggest business?

Net interest income: $156M in the third quarter 2026, 79% of revenue, +14% from a year earlier.

What is Bank of Hawaii's profit margin?

Net earnings were $64.3M, 32.3% of revenue, in the third quarter 2026; the operating margin was 42.1%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.