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How BOK Financial (BOKF) makes money

BOK Financial (BOKF) made $561M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Net interest income brought in $370M (66%); Noninterest income brought in $191M (34%). Of every dollar of revenue, 36¢ was left as operating profit, 28¢ was left as net earnings.

Drawing the Sankey…

BOK Financial revenue by segment, Q3 2026BOK Financial revenue by segment, Q3 2026Net interest income$370MNoninterest income$191M
BOK Financial: where each dollar of revenue goesBOK Financial: where each dollar of revenue goesOperating profit36¢Income tax7¢Net earnings28¢Operating cash flow50¢Free cash flow40¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$370M65.9%+5%+10%
Noninterest income$191M34.1%-19%-9%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$561M100.0%
Operating profit$201M35.8%
Income tax$40.9M7.3%
Net earnings$160M28.5%
Operating cash flow$280M49.9%
Free cash flow$225M40.1%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$561M+2%

From BOK Financial's 10-Q filed Nov 3, 2026 (on EDGAR).

Questions

How does BOK Financial make money?

BOK Financial (BOKF) made $561M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Net interest income brought in $370M (66%); Noninterest income brought in $191M (34%). Of every dollar of revenue, 36¢ was left as operating profit, 28¢ was left as net earnings.

What is BOK Financial's biggest business?

Net interest income: $370M in the third quarter 2026, 66% of revenue, +10% from a year earlier.

What is BOK Financial's profit margin?

Net earnings were $160M, 28.5% of revenue, in the third quarter 2026; the operating margin was 35.8%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.